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9870 INDIAN KEY TRAIL UNIT 64, SEMINOLE, 33776

$345,000

3

Beds

3

Baths

1,749 ft2

Property Size

1994

Year Built

About The Property

WATERFRONT VALUE-ADD OPPORTUNITY — This spacious 3-bedroom, 3-bath waterfront townhome offers nearly 2,000 sq. ft. of living space, tranquil water views, multiple screened balconies and decks, and a setting that feels like a private coastal retreat — offered AS-IS and Priced for Condition.
Here’s what makes this one worth a serious look: the capital-intensive work is already behind you. The kitchen was remodeled in 2020 with granite countertops, custom tile backsplash, stainless steel appliances, abundant cabinetry, a breakfast bar, and a walk-in pantry. The A/C system was installed in 2018 and the water heater in 2019. What remains is cosmetic — paint, flooring, finishes, and personal taste — the kind of scope a buyer controls on their own timeline and budget. Updated units in this community command meaningfully stronger pricing. That difference is left on the table here.
Step inside to an open-concept living and dining area oriented to the waterfront views. Sliding glass doors extend the living space onto a private screened balcony overlooking the water — morning coffee, evening cocktails, outdoor dining, or simply watching the boats and wildlife go by.
Upstairs, two generously sized primary-style suites each offer a private bath and flexible sitting or office space. The waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and an updated en-suite bath with granite finishes and a spacious tiled walk-in shower.
Outdoor living is the defining feature, with three separate waterfront spaces extending from the ground floor, the main living level, and the primary bedroom. The sparkling community pool is only steps away, yet the home maintains a peaceful and private waterfront atmosphere. Ideally located just minutes from the Gulf beaches, parks, boat ramps, restaurants, shopping, and everything the surrounding beach communities have to offer, Tara Cay combines the freedom of waterfront living with the ease of a low-maintenance townhome lifestyle. Three levels of waterfront enjoyment, boating access, beautiful updates, and Florida living from sunrise to sunset—this is the coastal lifestyle you’ve been waiting for.
The systems that typically consume a renovation budget are already handled. Offered AS_IS and priced for condition, with the upside left on the table for the next owner. Investors and renovation-minded buyers are encouraged to run their numbers and take a hard look. Cash offers preferred; proof of funds required with all offers. Seller is positioned to close quickly and cleanly — no repair negotiations, no appraisal contingency to manage .

Property Details

Property Id: 2107828
Price: $345,000
Property Size: 1,749 ft2
Property Lot Size: 0 ft2
Rooms: 3
Bedrooms: 3
Bathrooms: 3
AssociationFee: 422
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: Common Area Taxes, Community Pool, Escrow Reserves Fund, Maintenance Grounds, Pool Maintenance, Sewer, Trash
BathroomsFull: 3
BuildingAreaTotal: 1749
CommunityFeatures: Boat Slip, Canal Front, Dock, Fishing, Gulf/Ocean Front, Marina, Water Access, Waterfront, Buyer Approval Required
ConstructionMaterials: Vinyl Siding, Wood Frame
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 29
DaysOnMarket: 6
DirectionFaces: Southeast
Directions: West on 102nd Ave N. South (right) on Hamlin Blvd. Right on Seminole Trail into Tara Cay. Left on Indian Key Trail. Home is on your right.
Flooring: Luxury Vinyl, Tile, Hardwood
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central, Electric
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Laundry Closet
Levels: Three Or More
ListAOR: Suncoast Tampa
ListAgentFullName: Adrienne Dauses
ListOfficeName: SMITH & ASSOCIATES REAL ESTATE
ListingContractDate: 2026-08-22
ListingId: TB8542207
ListingTerms: Cash, Conventional
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 1381
LotSizeSquareFeet: 1381
LotSizeUnits: Square Feet
MLSAreaMajor: 33776 - Seminole/Largo
MlsStatus: Active
ModificationTimestamp: 2026-08-31T19:33:14.400Z
OnMarketDate: 2026-08-25
OriginalListPrice: 350000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Assigned, Driveway, Garage Door Opener, Ground Level, Guest, Open, Tandem, Workshop in Garage
PatioAndPorchFeatures: Deck, Enclosed, Patio, Porch, Screened
PetsAllowed: Number Limit
PhotosChangeTimestamp: 2026-08-25T23:38:17.291Z
PhotosCount: 35
PoolFeatures: In Ground
PropertyCondition: Completed
Roof: Shingle
Sewer: Public Sewer
SpaFeatures: In Ground
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 3
StreetName: INDIAN KEY
StreetNumber: 9870
StreetSuffix: TRAIL
UnitNumber: 64
Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected
WaterSource: Public
WaterfrontFeatures: Canal Front, Gulf/Ocean Front, Waterfront, Canal - Saltwater
YearBuilt: 1994
Zoning: RPD-10

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Cooktop
Dishwasher
Electric Water Heater
Has Cooling System
Has Garage
Has Heating System
Has Waterfront
Home Owners Association
Lighting
Open Parking
Other
Private Entrance
Property Attached
Range
Refrigerator
Sidewalk
Spa
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-In Closet(s)

Map Location

Property Map

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Payment Calculator

$1,768.88
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,337.63

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Disclaimer

Property ID - | 2107828

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore