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87 1ST AVENUE NW, LUTZ, 33548

$439,900

3

Beds

2.5

Baths

1,799 ft2

Property Size

1988

Year Built

About The Property

Price Imrovement! Seller will contribute toward buyer closing costs or rate buy down with an acceptable offer. Welcome to lakefront living in the heart of Lutz! Tucked away at the end of a quiet dead-end street, this charming 3-bedroom, 2.5-bath home sits on a private .59-acre lot overlooking beautiful Lutz Lake. Offering 1,801 square feet of living space, the home features soaring ceilings, a sunken living room with a wood-burning fireplace, an updated kitchen with granite countertops, wood cabinetry, a walk-in pantry, and a spacious loft. The first-floor primary suite includes private access to the screened lanai and an updated ensuite bath with dual vanities, a large tiled shower, and abundant closet space. Upstairs, you’ll find two generously sized bedrooms, a full bath, and a versatile loft area. Step outside to enjoy the park-like backyard with direct lake access, perfect for kayaking, canoeing, fishing, or simply relaxing and taking in the views. Recent updates include exterior painting 2025, new water softener system 2025, roof (2019), HVAC (2014), water heater (2014), flooring (2014), French doors (2012), and remodeled bathrooms. Located in the highly sought-after Steinbrenner High School district with no HOA or CDD fees, and convenient access to US-41, I-275, the Suncoast Parkway, shopping, dining, and entertainment. Rarely does a lakefront property in downtown Lutz become available, schedule your private showing today.

Property Details

Property Id: 939552
Price: $439,900
Property Size: 1,799 ft2
Property Lot Size: 1 ft2
Rooms: 6
Bedrooms: 3
Bathrooms: 2.5
BathroomsFull: 2
BathroomsHalf: 1
BuildingAreaTotal: 2671
CommonWalls: End Unit
ConstructionMaterials: Block, HardiPlank Type, Wood Frame
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 53
DaysOnMarket: 53
DirectionFaces: Southeast
Directions: From County Line Rd and US 41. Head south on US 41, turn R onto W Lutz Lake Fern Rd, turn R at the 1st cross street onto 1st St NW. Continue straight onto 1st Ave NW.
ElementarySchool: Lutz-HB
Fencing: Wood
FireplaceFeatures: Living Room, Masonry, Wood Burning
Flooring: Carpet, Ceramic Tile
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central
HighSchool: Steinbrenner High School
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Electric Dryer Hookup, In Garage, Washer Hookup
Levels: Two
ListAOR: Sarasota - Manatee
ListAgentFullName: Cindy Greco
ListOfficeName: EXP REALTY LLC
ListingContractDate: 2026-06-16
ListingId: TB8519979
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: In County, Street Dead-End
LotSizeArea: 25875
LotSizeSquareFeet: 25875
LotSizeUnits: Square Feet
MLSAreaMajor: 33548 - Lutz
MiddleOrJuniorSchool: Buchanan-HB
MlsStatus: Active
ModificationTimestamp: August 9, 2026 at 06:05pm
OnMarketDate: 2026-06-17
OriginalListPrice: 465000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Circular Driveway, Driveway, Garage Faces Side
PetsAllowed: Cats OK, Dogs OK, Yes
PhotosChangeTimestamp: June 17, 2026 at 09:36pm
PhotosCount: 48
PostalCode: 33548
PropertyCondition: Completed
Roof: Shingle
SecurityFeatures: Smoke Detector(s)
Sewer: Septic Tank
SpecialListingConditions: None
StateOrProvince: FL
StreetName: 1ST
StreetNumber: 87
StreetSuffix: AVENUE
Utilities: Electricity Connected
View: Water
WaterBodyName: LUTZ LAKE
WaterSource: Well
WaterfrontFeatures: Lake Front
YearBuilt: 1988
Zoning: LDC

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Disposal
Electric Water Heater
Has a View
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Waterfront
Microwave
Open Parking
Primary Bedroom Main Floor
Private Mailbox
Range
Refrigerator
Stone Counters
Vaulted Ceiling(s)
Water Softener

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$2,255.45
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,705.58

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Disclaimer

Property ID - | 939552

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore