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644 ISLAND WAY UNIT 406, Clearwater, 33767

$439,000

2

Beds

2

Baths

1,335 ft2

Property Size

1972

Year Built

About The Property

Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island. A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet. An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit. Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach — consistently ranked among Florida’s best — plus the Clearwater Marine Aquarium, local shopping, fine dining, and everything else this incredible area has to offer. Fully updated and ready to enjoy, 644 Island Way #406 is a rare find on Island Estates. Schedule your private showing today and don’t miss out!

Property Details

Property Id: 2496490
Price: $439,000
Property Size: 1,335 ft2
Rooms: 8
Bedrooms: 2
Bathrooms: 2
ArchitecturalStyle: Florida
AssociationAmenities: Elevator(s), Lobby Key Required, Pool
AssociationFee: 845
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: Cable TV, Common Area Taxes, Community Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Sewer, Trash, Water
Basement: Other
BathroomsFull: 2
BuildingAreaTotal: 1335
CommunityFeatures: Buyer Approval Required, Community Mailbox, Pool, Sidewalks
ConstructionMaterials: Concrete
Cooling: Central Air
CumulativeDaysOnMarket: 1
DaysOnMarket: 1
DirectionFaces: East
Directions: From downtown Clearwater head east on Court Street toward the beach then turn left on Fort Harrison Avenue going north briefly then turn right on Drew Street heading east toward the causeway. Take the Clearwater Memorial Causeway east crossing over the water and continue onto Island Way. Stay on Island Way — it's a long straight road through the island — and 644 Island Way will be on your right side heading north.
Flooring: Tile
Furnished: Negotiable
Heating: Central
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Laundry Closet
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Matthew Kallenbach
ListOfficeName: LPT REALTY, LLC.
ListTeamName: The Military Veteran Team
ListingContractDate: 2026-09-22
ListingId: TB8549592
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: FloodZone, Near Marina
MLSAreaMajor: 33767 - Clearwater/Clearwater Beach
MlsStatus: Active
ModificationTimestamp: 2026-09-24T10:47:11.677Z
OnMarketDate: 2026-09-23
OriginalListPrice: 439000
OriginatingSystemName: Stellar MLS
Ownership: Condominium
PatioAndPorchFeatures: None
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-09-23T19:52:31.752Z
PhotosCount: 32
PoolFeatures: In Ground
Roof: Other
SecurityFeatures: Key Card Entry
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 7
StreetName: ISLAND
StreetNumber: 644
StreetSuffix: WAY
UnitNumber: 406
Utilities: BB/HS Internet Available, Cable Available, Sewer Connected, Water Connected
View: City, Water
WaterBodyName: MANDALAY CHANNEL
WaterSource: Public
WaterfrontFeatures: Intracoastal Waterway
YearBuilt: 1972

Amenities and Features

Other Features
1
Dishwasher
Dryer
Has a View
Has Cooling System
Has Heating System
Has Waterfront
Home Owners Association
Microwave
None
Range
Refrigerator
Washer
Window Treatments

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$2,250.84
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,702.09

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Disclaimer

Property ID - | 2496490

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore