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5321 SANDY SHELL DRIVE, Apollo Beach, 33572

$615,000

4

Beds

2.5

Baths

3,513 ft2

Property Size

2007

Year Built

About The Property

Virtually Staged. Looking for a spacious POOL HOME in Apollo Beach with room to truly spread out—and the potential to assume an incredible 2.75% INTEREST RATE? Welcome to 5321 Sandy Shell Drive, a 5-bedroom, 2.5-bath POND-FRONT HOME offering an impressive 3,513 square feet, a private POOL AND SPA, large covered lanai, 3-CAR GARAGE and .22-acre lot in the desirable Harbour Isles community. The seller’s existing loan may be ASSUMABLE AT 2.75% for qualified buyers, subject to lender approval and loan assumption requirements.

From the moment you step inside, the size of this home stands out. Large windows across the back frame beautiful views of the pool and pond, bringing the Florida lifestyle right into your everyday living space. At the heart of the home is a HUGE 20′ x 14′ KITCHEN with plenty of room to cook, gather and entertain, opening to a spacious great room overlooking the water.

Need more room? You have it. Formal living and dining rooms provide additional entertaining space, while the large loft offers endless possibilities for a media room, home office, game room or second living area. The MASSIVE 20′ x 22′ PRIMARY BEDROOM creates a private retreat, and four additional bedrooms offer exceptional flexibility for guests, hobbies, work or additional living space.

Then step outside to one of this home’s best features. The LARGE COVERED LANAI opens to your private POOL AND SPA with a wide POND VIEW beyond it—an inviting setting for morning coffee, evenings outdoors, weekend cookouts or simply enjoying Florida living from your own backyard.

Major updates have already been taken care of, including a ROOF AND WATER HEATER approximately one year old, BOTH A/C SYSTEMS REPLACED IN 2020 and NEW CARPET in 2026.

And the lifestyle extends beyond your backyard. Harbour Isles offers a COMMUNITY POOL, PLAYGROUND, BASKETBALL COURTS, SAND VOLLEYBALL COURTS and FULL FITNESS CENTER, giving you even more ways to enjoy the community without leaving the neighborhood.

With MORE THAN 3,500 SQ FT, FIVE BEDROOMS, multiple living spaces, a POOL AND SPA, POND FRONTAGE, LARGE LOT, 3-CAR GARAGE and the potential for qualified buyers to assume the seller’s 2.75% INTEREST RATE, this Apollo Beach home offers a combination that’s increasingly difficult to find.

If you’ve been searching for a LARGE APOLLO BEACH POOL HOME with exceptional space, water views, community amenities and a potentially remarkable financing opportunity, 5321 Sandy Shell Drive deserves to be at the top of your list.

Property Details

Property Id: 2256465
Price: $615,000
Property Size: 3,513 ft2
Property Lot Size: 0 ft2
Rooms: 3
Bedrooms: 4
Bathrooms: 2.5
ArchitecturalStyle: Contemporary
AssociationAmenities: Basketball Court, Clubhouse, Fitness Center
AssociationFee: 120
AssociationFeeFrequency: Annually
AssociationFeeIncludes: Common Area Taxes, Community Pool, Escrow Reserves Fund, Pool Maintenance, Recreational Facilities
BathroomsFull: 2
BathroomsHalf: 1
BuildingAreaTotal: 4750
CommunityFeatures: Fishing, Lake, Clubhouse, Fitness Center, Playground, Pool, Sidewalks
ConstructionMaterials: Block
Cooling: Central Air
CoveredSpaces: 3
DirectionFaces: West
Directions: From I-75, take exit 246. Follow Big Bend Rd. Turn left onto US 41. Turn left onto Spindle Shell Way. Turn right onto Sandy Shell Dr. Home is on the left.
Flooring: Carpet, Ceramic Tile, Laminate
Furnished: Unfurnished
GarageSpaces: 3
Heating: Central
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Laundry Room
Levels: Two
ListAOR: Orlando Regional
ListAgentFullName: Seleka Kerr
ListOfficeName: REAL BROKER, LLC
ListingContractDate: 2026-08-04
ListingId: TB8541554
ListingTerms: Assumable, Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 9375
LotSizeDimensions: 75 x 125
LotSizeSquareFeet: 9375
LotSizeUnits: Square Feet
MLSAreaMajor: 33572 - Apollo Beach / Ruskin
MlsStatus: Active
ModificationTimestamp: 2026-09-08T19:11:37.633Z
OnMarketDate: 2026-09-08
OriginalListPrice: 615000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Garage Door Opener, Oversized
PatioAndPorchFeatures: Covered, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-09-08T13:21:03.232Z
PhotosCount: 62
PoolFeatures: In Ground
PropertyCondition: Completed
Roof: Shingle
Sewer: Public Sewer
SpaFeatures: In Ground
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: SANDY SHELL
StreetNumber: 5321
StreetSuffix: DRIVE
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public
View: Pool, Water
WaterSource: Public
WaterfrontFeatures: Lake, Pond
YearBuilt: 2007
Zoning: PD

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Dishwasher
Disposal
Dryer
Eating Space In Kitchen
Electric Water Heater
Has a View
Has Cooling System
Has Garage
Has Heating System
Has Pool
Has Waterfront
Home Owners Association
Irrigation System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Microwave
Open Floorplan
PrimaryBedroom Upstairs
Rain Gutters
Range
Refrigerator
Sidewalk
Sliding Doors
Solid Wood Cabinets
Spa
Split Bedroom
Stone Counters
Thermostat
Walk-In Closet(s)
Washer
Window Treatments

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$3,153.23
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,384.48

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Disclaimer

Property ID - | 2256465

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore