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521 W LUTZ LAKE FERN ROAD, LUTZ, 33548

$495,000

3

Beds

2

Baths

1,680 ft2

Property Size

1966

Year Built

About The Property

Well-maintained 3-bedroom, 2-bath concrete block home zoned for highly regarded Steinbrenner High School, situated on an oversized corner lot in the heart of Lutz. Ideally located directly across from Lutz Nature Park and the Oscar Cooler Sports Complex, this property offers convenient access to parks, recreation, shopping, dining, and major commuter routes, all with NO HOA or CDD fees. A wide driveway, spacious 2-car carport, and covered back porch provide excellent functionality, flexible parking, and welcoming curb appeal.
Inside, the home features a combination of hardwood, laminate, and tile flooring, crown molding, updated lighting, ceiling fans throughout, and abundant natural light. The functional layout is designed for comfortable everyday living and effortless entertaining. The formal dining and sitting area flows seamlessly into the updated farmhouse-style kitchen, complete with genuine wood cabinetry, tile backsplash, farmhouse sink, custom pull-out shelving, generous storage space, and updated appliances. The adjacent family room offers additional living space filled with natural light, creating a warm and inviting atmosphere.
The primary suite includes ample closet space and an updated en-suite bathroom featuring a large walk-in shower and wood-style vanity. Two secondary bedrooms are generously sized, while the guest bathroom features tile flooring, wainscoting details, and a tub/shower combination. The oversized laundry room includes a utility sink, additional storage, and convenient access to both the backyard and primary bathroom. Outdoors, the fully fenced backyard offers a peaceful retreat with a spacious screened lanai, mature oak trees, storage sheds, and plenty of room for gardening, pets, entertaining, or recreational storage. The serene outdoor setting provides a private, country-like feel while still being centrally located near everything in the Lutz and Tampa area. Major updates include newer windows and doors, along with roof, electrical, water heater, kitchen, and flooring updates completed in 2013. Conveniently located near US-41, North Dale Mabry, I-75, and I-275, this property offers a rare combination of space, updates, functionality, and location in one of Lutz’s most established areas.
Don’t miss this rare opportunity to own a spacious, home on a large corner lot in one of Lutz’s most established and convenient locations.

Property Details

Property Id: 487024
Price: $495,000
Property Size: 1,680 ft2
Property Lot Size: 0 ft2
Rooms: 4
Bedrooms: 3
Bathrooms: 2
ArchitecturalStyle: Ranch
BathroomsFull: 2
BuildingAreaTotal: 2520
CarportSpaces: 2
ConstructionMaterials: Block, Stucco
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 81
DaysOnMarket: 81
DirectionFaces: South
Directions: From US-41 S turn R onto W Lutz Lake Fern Rd. Home will be on the right, across from the Lutz Football Field.
ElementarySchool: Lutz-HB
Fencing: Chain Link, Fenced
Flooring: Laminate, Tile, Hardwood
Furnished: Unfurnished
Heating: Central
HighSchool: Steinbrenner High School
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: One
ListAOR: Orlando Regional
ListAgentFullName: Alicia Rinehart
ListOfficeName: LPT REALTY, LLC
ListingContractDate: 2026-05-19
ListingId: TB8510014
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Corner Lot
LotSizeArea: 15125
LotSizeDimensions: 121 x 125
LotSizeSquareFeet: 15125
LotSizeUnits: Square Feet
MLSAreaMajor: 33548 - Lutz
MiddleOrJuniorSchool: Buchanan-HB
MlsStatus: Active
ModificationTimestamp: August 9, 2026 at 05:00am
OnMarketDate: 2026-05-19
OriginalListPrice: 515000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Covered, Driveway, Oversized
PatioAndPorchFeatures: Front Porch, Porch, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: May 20, 2026 at 01:09am
PhotosCount: 40
PostalCode: 33548
PropertyCondition: Completed
Roof: Shingle
Sewer: Septic Tank
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: LUTZ LAKE FERN
StreetNumber: 521
StreetSuffix: ROAD
Utilities: Cable Available, Electricity Connected, Public, Water Connected
View: Park/Greenbelt, Trees/Woods
WaterSource: Well
YearBuilt: 1966
Zoning: ASC-1

Amenities and Features

Other Features
1
Ceiling Fan(s)
Crown Molding
Dishwasher
Has a View
Has Carport
Has Cooling System
Has Heating System
Living Room/Dining Room Combo
Microwave
Open Parking
Range
Solid Wood Cabinets
Storage
Thermostat
Walk-In Closet(s)
Water Softener

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$2,537.96
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,919.21

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Disclaimer

Property ID - | 487024

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore