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4985 COBIA DRIVE SE UNIT B, St Petersburg, 33705

$199,000

1

Beds

1

Baths

646 ft2

Property Size

1979

Year Built

About The Property

Welcome to paradise in this spacious, modern ground-floor waterfront condo located in a highly desirable, 24-hour guard-gated, non-age-restricted 80+ acre boating community right on Tampa Bay! Offering the ultimate coastal lifestyle, this rare gem boasts a large private patio perfect for entertaining situated directly on a deep-water canal with direct, bridge-free boat access to the Bay. The property also features a massive outdoor storage shed, perfectly suited for all your fishing and boating gear.
Priced to sell, this home is move-in ready and waiting for you to bring your own personal style. You will enjoy complete peace of mind with all major, high-ticket mechanical components already upgraded, including new windows and doors (2020), a new water heater (2022), and a brand-new HVAC system (2023).
Inside, beautiful and durable laminate flooring flows seamlessly through an open-concept layout. The fully equipped kitchen is a chef’s delight, complete with extra storage closets to maximize organization and also boasting a washer/dryer combo. The thoughtful floor plan extends into a bright bathroom that features tile flooring updated shower and additional linen and storage space, ensuring a place for everything.
Just steps from your front door, you can embrace an unparalleled waterfront lifestyle with premium, resort-style amenities. Residents enjoy access to two heated pools, a relaxing hot tub, a state-of-the-art fitness center, EV charging stations, and a massive fishing dock perfect for catching stunning Florida sunsets. Stay active on the tennis, pickleball, basketball, and volleyball courts, or unwind at the private clubhouse complete with its own bar. Whether you are an avid boater or looking for a vibrant, active community on the water, this canal-front retreat truly has it all!

Property Details

Property Id: 2761344
Price: $199,000
Property Size: 646 ft2
Rooms: 4
Bedrooms: 1
Bathrooms: 1
AssociationAmenities: Basketball Court, Barbecue, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Laundry, Maintenance, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions, Wheelchair Access
AssociationFee: 714
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: 24-Hour Guard, Cable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Internet, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Security, Sewer, Trash, Water
BathroomsFull: 1
BuildingAreaTotal: 646
CommunityFeatures: Bay/Harbor Front, Boat Slip, Canal Front, Dock, Fishing, Intracoastal Waterway, Water Access, Waterfront, Association Recreation - Owned, BBQ Area, Clubhouse, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Irrigation-Reclaimed Water, Pool, Sidewalks, Tennis Court(s), Wheelchair Access
ConstructionMaterials: Brick, Stucco
Cooling: Central Air
DirectionFaces: East
Directions: : Heading South on 4th St, turn left on 45th Ave S, then right on Beach Dr SE. Once you've gone through the front gate, turn right on Cobia Dr. The destination will be located on your left.
ElementarySchool: Bay Point Elementary-PN
Fencing: Fenced, Vinyl
Flooring: Laminate, Tile
Furnished: Unfurnished
GreenWaterConservation: Irrigation-Reclaimed Water
Heating: Central
HighSchool: Lakewood High-PN
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: In Kitchen, Other
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Patricia Hughes
ListOfficeName: NEXTHOME LUXE COASTAL
ListingContractDate: 2026-10-14
ListingId: TB8557462
ListingTerms: Cash, Conventional, Other, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: FloodZone, In County, Landscaped, Level, Private, Sidewalk
MLSAreaMajor: 33705 - St Pete
MiddleOrJuniorSchool: Bay Point Middle-PN
MlsStatus: Active
ModificationTimestamp: 2026-10-15T02:24:25.337Z
OnMarketDate: 2026-10-14
OriginalListPrice: 199000
OriginatingSystemName: Stellar MLS
Ownership: Condominium
ParkingFeatures: Common, Guest, Open, Other
PetsAllowed: Breed Restrictions, Cats OK, Dogs OK, Yes
PhotosChangeTimestamp: 2026-10-15T01:21:00.618Z
PhotosCount: 28
PoolFeatures: In Ground, Gunite, Heated, Lighting
Roof: Shingle
SecurityFeatures: Gated Community, Security Lights, Smoke Detector(s)
Sewer: Public Sewer
SpaFeatures: Heated, In Ground
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: COBIA
StreetNumber: 4985
StreetSuffix: DRIVE
UnitNumber: B
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Other, Phone Available, Private, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
WaterBodyName: TAMPA BAY AND LITTLE BAYOU
WaterSource: Canal/Lake For Irrigation
WaterfrontFeatures: Bay/Harbor Front, Canal Front, Waterfront, Canal - Saltwater
YearBuilt: 1979

Amenities and Features

Outdoor Details
Basketball court
Other Features
1
Ceiling Fan(s)
Dishwasher
Dog Run
Dryer
Electric Water Heater
Has Cooling System
Has Heating System
Has Waterfront
Home Owners Association
Irrigation System
Lighting
Living Room/Dining Room Combo
Microwave
Open Parking
Other
Outdoor Shower
Rain Gutters
Range
Refrigerator
Sidewalk
Solid Surface Counters
Spa
Tennis Court(s)
Thermostat
Washer

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$1,020.31
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 771.56

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Disclaimer

Property ID - | 2761344

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore