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4941 CARDINAL TRAIL, PALM HARBOR, 34683

$520,000

4

Beds

3

Baths

2,175 ft2

Property Size

1981

Year Built

About The Property

Move-in ready with a 2021 roof, 2021 HVAC, and the rare opportunity for eligible buyers to assume a transferable flood insurance policy with an annual premium of approximately $1,757. Located in the highly desirable, golf-cart-friendly Blue Jay Woodlands community, this 4-bedroom, 3-bath split-level home offers 2,175 square feet of flexible living space on an oversized corner lot just 0.1 miles from the residents-only boat ramp with Gulf access.

Inside, vaulted ceilings, a wood-burning fireplace, and a private ground-level suite with its own entrance provide exceptional flexibility for multigenerational living, guests, a home office, or income-producing potential where permitted.

Step outside to your fully fenced backyard featuring a saltwater pool, covered patio, and enclosed boat/toy storage. With major system updates already complete, versatile living spaces, boating access, EV charging, and long-term ownership value, this Palm Harbor home is ready to welcome its next owner

Property Details

Property Id: 676111
Price: $520,000
Property Size: 2,175 ft2
Property Lot Size: 0 ft2
Rooms: 9
Bedrooms: 4
Bathrooms: 3
ArchitecturalStyle: Traditional
BathroomsFull: 3
BuildingAreaTotal: 3264
ConstructionMaterials: Block
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 106
DaysOnMarket: 43
DirectionFaces: West
Directions: To get to 4941 Cardinal Trail in Palm Harbor, FL: From US-19 N: Head north on US-19 N. Turn left (west) onto Tarpon Avenue. Turn left (south) onto Alt US-19 S. Travel about 1.5 miles, then turn right onto Baywood Drive. Take a right onto Cardinal Trail. From Downtown Palm Harbor: Head north on Alt US-19 N / Florida Ave. Turn left onto Baywood Drive, then turn right onto Cardinal Trail. The property sits on your right at the corner of Cardinal Trail and Flamingo Circle in the Blue Jay Woodlands community.
ElementarySchool: Sunset Hills Elementary-PN
Fencing: Wood
FireplaceFeatures: Wood Burning
Flooring: Carpet, Linoleum, Tile
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central
HighSchool: Tarpon Springs High-PN
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside
Levels: One
ListAOR: Orlando Regional
ListAgentFullName: Sandra Kehoe
ListOfficeName: MARK SPAIN REAL ESTATE
ListingContractDate: 2026-06-08
ListingId: TB8516860
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 7928
LotSizeDimensions: 80 x 100
LotSizeSquareFeet: 7928
LotSizeUnits: Square Feet
MLSAreaMajor: 34683 - Palm Harbor
MiddleOrJuniorSchool: Tarpon Springs Middle-PN
MlsStatus: Active
ModificationTimestamp: July 21, 2026 at 07:36am
OnMarketDate: 2026-06-08
OriginalListPrice: 530000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
PatioAndPorchFeatures: Patio
PhotosChangeTimestamp: July 16, 2026 at 07:05pm
PhotosCount: 25
PoolFeatures: In Ground
PostalCode: 34683
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StreetName: CARDINAL
StreetNumber: 4941
StreetSuffix: TRAIL
Utilities: Public
View: Pool
WaterSource: Public
YearBuilt: 1981
Zoning: R-3

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Dishwasher
Dryer
Has a View
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Pool
Microwave
Refrigerator
Sidewalk
Thermostat
Washer

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$2,666.14
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,016.14

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Disclaimer

Property ID - | 676111

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore