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440 OLIVE CONCH STREET, RUSKIN, 33570

$430,000

5

Beds

3

Baths

2,522 ft2

Property Size

2020

Year Built

About The Property

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for
entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL
OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove
amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently
located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH) (SELLERS WILL ALSO PROVIDE A $20,000 INCENTIVE TO BUYERS TO GO TOWARDS THE SOLAR PACKAGE PROGRAM ) TOTAL BALANCE TO BE AROUND $19,000 (WITH A VALUE OF $47,000)

Property Details

Property Id: 49946
Price: $430,000
Property Size: 2,522 ft2
Property Lot Size: 0 ft2
Rooms: 6
Bedrooms: 5
Bathrooms: 3
AssociationFee: 8
AssociationFeeFrequency: Monthly
BathroomsFull: 3
BuildingAreaTotal: 2970
ConstructionMaterials: Block, Brick
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 79
DaysOnMarket: 79
DirectionFaces: North
Directions: From I-75, take Exit 240A for FL-674 W/College Ave toward Ruskin. Continue west on College Ave approximately 2.7 miles to US Hwy 41. Turn right (north) onto US Hwy 41 and continue about 0.5 miles. Turn left onto Shell Point Rd and continue approximately 0.8 miles to the Shell Cove community on the right. Turn into the community and follow Olive Conch St to the property.
ElementarySchool: Ruskin-HB
Flooring: Carpet, Tile
Furnished: Unfurnished
GarageSpaces: 2
GreenEnergyGeneration: Solar
Heating: Central
HighSchool: Lennard-HB
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Laundry Room
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Charles Delarosa
ListOfficeName: FLORIDA'S 1ST CHOICE RLTY LLC
ListingContractDate: 2026-05-20
ListingId: TB8511817
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 5000
LotSizeSquareFeet: 5000
LotSizeUnits: Square Feet
MLSAreaMajor: 33570 - Ruskin/Apollo Beach
MiddleOrJuniorSchool: Shields-HB
MlsStatus: Active
ModificationTimestamp: August 10, 2026 at 11:19pm
OnMarketDate: 2026-05-23
OriginalListPrice: 435000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
PetsAllowed: Yes
PhotosChangeTimestamp: May 23, 2026 at 09:32pm
PhotosCount: 59
PostalCode: 33570
PropertyCondition: Completed
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StreetName: OLIVE CONCH
StreetNumber: 440
StreetSuffix: STREET
Utilities: Other
WaterSource: Public
WaterfrontFeatures: Pond
YearBuilt: 2020
Zoning: PD

Amenities and Features

Other Features
1
Built-In Oven
Crown Molding
Has Cooling System
Has Garage
Has Heating System
Has Waterfront
Home Owners Association
Irrigation System
New Construction
Refrigerator
Stone Counters
Walk-In Closet(s)

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$2,204.70
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,667.20

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Disclaimer

Property ID - | 49946

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore