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4324 SPINNAKER COVE LANE, Tampa, 33615

$534,200

3

Beds

3.5

Baths

2,540 ft2

Property Size

2005

Year Built

About The Property

Virtually Staged. This waterfront townhouse, with its own deeded boat slip, offers the seaside, maintenance-free lifestyle you have been looking for, so your weekends can be spent on the boat! Act quickly, as this property (built in 2005) offers a lower price-point (lowest price in Spinnaker Cove) than a single-family house on the water, and it’s within an exclusive, gated community. Lock-it-and-leave when you travel (airport is 10 minutes away) and enjoy your large, private boat slip a half-block walk from your front door when you are back in paradise. (Seller had a 42’ Sea Ray, so water depth is ample) Cruise down to St. Pete, the Gulf or over to a waterfront restaurant for a well-deserved break. The space in the home is amazing, with high ceilings, bedrooms away from entertaining areas, and two incredible living areas (one on each of two levels). Enjoy tropical orange sunsets over the bay from your kitchen, morning den, family room and master. Plus, relish the oversized master bedroom, bath and walk-in closet. Luxury elements such as a huge wet bar in your recreational family room, charming nooks in the kitchen, a convenient laundry on the bedroom level and built-in garage storage will impress you. The first level is perfect for everyday relaxation or parties. The first floor rec room/family room overlooks a sunny patio, a large grassy area and the waterfront. Plus, it features a full bath and a wet bar/party kitchen. This layout is well thought out and high and dry! Even in the hurricanes of 2024, only a few inches of water entered in the garage, leaving all three levels of living areas untouched. From your back porches and patios, you will cherish water views and a large grassy area for pets or friends to gather. Don’t like carpet? Want new flooring? No worries. The seller is offering a $10,000 credit at closing toward your closing costs so you can spend your money on the flooring you love. Flood insurance is only $1700/year and the HOA covers all exterior maintenance, including the roof and seawalls.

Property Details

Property Id: 2441862
Price: $534,200
Property Size: 2,540 ft2
Property Lot Size: 0 ft2
Rooms: 8
Bedrooms: 3
Bathrooms: 3.5
ArchitecturalStyle: Coastal, Contemporary, Florida
AssociationAmenities: Gated, Pool
AssociationFee: 620
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: Common Area Taxes, Community Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Recreational Facilities
BathroomsFull: 3
BathroomsHalf: 1
BuildingAreaTotal: 3518
CommunityFeatures: Bay/Harbor Front, Canal Front, Dock, Fishing, Water Access, Waterfront, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Pool
ConstructionMaterials: Block, Stucco
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 1
DaysOnMarket: 1
DirectionFaces: Southeast
Directions: Memorial to Lopez, right on Bay Point Drive, Left on Spinnaker Cove and enter gate code. Townhouse is on right one block down.
ElementarySchool: Bay Crest-HB
Flooring: Carpet, Ceramic Tile, Tile
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central, Electric
HighSchool: Alonso-HB
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Closet, Upper Level
Levels: Three Or More
ListAOR: Suncoast Tampa
ListAgentFullName: Debra Trujillo
ListOfficeName: COLDWELL BANKER REALTY
ListingContractDate: 2026-09-18
ListingId: TB8549934
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Cleared, Conservation Area, Flood Insurance Required, FloodZone, In County, Landscaped, Level, Near Golf Course, Private
LotSizeArea: 1683
LotSizeSquareFeet: 1683
LotSizeUnits: Square Feet
MLSAreaMajor: 33615 - Tampa / Town and Country
MiddleOrJuniorSchool: Webb-HB
MlsStatus: Active
ModificationTimestamp: 2026-09-19T10:50:38.620Z
OnMarketDate: 2026-09-18
OriginalListPrice: 534200
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Driveway, Garage Door Opener, Ground Level
PatioAndPorchFeatures: Deck, Patio, Porch, Rear Porch
PetsAllowed: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
PhotosChangeTimestamp: 2026-09-19T03:50:07.371Z
PhotosCount: 73
PoolFeatures: Outside Bath Access
PropertyCondition: Completed
Roof: Shingle
SecurityFeatures: Gated Community, Security System Owned, Smoke Detector(s)
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 3
StreetName: SPINNAKER COVE
StreetNumber: 4324
StreetSuffix: LANE
Utilities: Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected
View: Park/Greenbelt, Water
WaterBodyName: TAMPA BAY
WaterSource: Public
WaterfrontFeatures: Bay/Harbor Front, Canal Front, Waterfront, Bay/Harbor
YearBuilt: 2005
Zoning: PD

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Bar Fridge
Cathedral Ceiling(s)
Ceiling Fan(s)
Dishwasher
Disposal
Dry Bar
Dryer
Eating Space In Kitchen
Electric Water Heater
Has a View
Has Cooling System
Has Garage
Has Heating System
Has Waterfront
High Ceilings
Home Owners Association
Irrigation System
Kitchen/Family Room Combo
Microwave
Open Floorplan
Open Parking
PrimaryBedroom Upstairs
Property Attached
Range
Refrigerator
Sliding Doors
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-In Closet(s)
Washer
Water Filtration System
Wet Bar

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$2,738.95
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,071.20

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Disclaimer

Property ID - | 2441862

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore