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4320 FLORAMAR TERRACE, NEW PORT RICHEY, 34652

$440,000

2

Beds

1

Baths

1,189 ft2

Property Size

1963

Year Built

About The Property

Prime Waterfront Home in Gulf Harbors, New Port Richey, with 200 feet of water frontage and just minutes to open water! Bring your boat and your water toys to this premier waterfront setup. Situated on a prime .22-acre corner lot, this updated 2-bedroom, 1-bathroom home delivers direct access to the Gulf of Mexico via the North Channel of Gulf Harbors.
The outdoor space is built for entertaining, featuring an extra-large custom palapa/tiki hut equipped with electrical for lighting, outdoor TVs, and a speaker system. Fire up the grill under the massive cooking pergola, or relax on the elevated deck over the water. Boating is made easy with a newer 10,000 lb boat lift outfitted with water and electric, plus a newer floating dock complete with kayak storage.
Inside, you’ll find 18-inch tile flooring in the main living spaces and beautifully polished terrazzo floors in both bedrooms. The primary bedroom includes a custom closet organizer, ceiling fan, and plantation shutters. The secondary bedroom and main living area also include ceiling fans and beautiful plantation shutters. The remodeled bathroom features a shower/tub combination, an updated vanity, and newer fixtures. The fully remodeled kitchen features quartz countertops, white shaker cabinetry, recessed lighting, and a new stainless-steel appliance package. Unwind in the adjacent bonus room, which offers a great secondary lounge or dining area with views of the backyard.
This home is packed with major updates for complete peace of mind, including hurricane-rated impact windows and doors installed in 2023/2024, a newer flat roof from 2022, a main roof from 2014, and a seawall with a drainage system from 2016. All the big-ticket items have been taken care of, including three energy-efficient mini-split HVAC units (with remotes), a tankless water heater, and a whole-home water softener system. Enjoy daily conveniences like keyless entry, a Ring camera system, and an indoor laundry/utility room with a full-size washer and dryer. Outside, the extended front parking pad offers ample space for guests, while two large storage sheds and four additional storage bins handle all your gear. This property also features a transferable flood insurance policy and Gulf Harbors Beach Club membership for $200 annually. Optional Gulf Harbors Civic Association is $125 annually. Gulf Harbors is one of the most desirable waterfront communities around! This home is just minutes from vibrant downtown New Port Richey, with Sims Park, eclectic restaurants, and shopping! Tampa International Airport is about 35 minutes away, medical facilities are close by, as well as many other “must-do” adventures in Tarpon Springs, Dunedin, and Clearwater.

Property Details

Property Id: 1394983
Price: $440,000
Property Size: 1,189 ft2
Property Lot Size: 0 ft2
Rooms: 6
Bedrooms: 2
Bathrooms: 1
BathroomsFull: 1
BuildingAreaTotal: 1239
CarportSpaces: 2
ConstructionMaterials: Block
Cooling: Mini-Split Unit(s)
CoveredSpaces: 2
CumulativeDaysOnMarket: 32
DaysOnMarket: 32
DirectionFaces: North
Directions: Hwy 19 to Floramar Ter and Turn West. Continue on Floramar for approx 1 mile. Home is the LEFT just before the bridge.
ElementarySchool: Richey Elementary School
Flooring: Ceramic Tile, Terrazzo
Furnished: Furnished
Heating: Electric, Zoned
HighSchool: Gulf High-PO
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Teri Kelly
ListOfficeName: KELLY REALTY GROUP LLC
ListingContractDate: 2026-07-08
ListingId: TB8526465
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Corner Lot
LotSizeArea: 9375
LotSizeSquareFeet: 9375
LotSizeUnits: Square Feet
MLSAreaMajor: 34652 - New Port Richey
MiddleOrJuniorSchool: Gulf Middle-PO
MlsStatus: Active
ModificationTimestamp: August 9, 2026 at 06:35pm
OnMarketDate: 2026-07-08
OriginalListPrice: 450000
OriginatingSystemName: Stellar MLS
OtherStructures: Shed(s), Storage
Ownership: Fee Simple
ParkingFeatures: Driveway, Guest, Oversized, Parking Pad
PatioAndPorchFeatures: Covered, Deck, Patio
PetsAllowed: Yes
PhotosChangeTimestamp: July 8, 2026 at 06:39pm
PhotosCount: 49
PostalCode: 34652
PropertyCondition: Completed
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StreetName: FLORAMAR
StreetNumber: 4320
StreetSuffix: TERRACE
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
View: Water
WaterSource: Public
WaterfrontFeatures: Canal Front
YearBuilt: 1963
Zoning: R4

Amenities and Features

Other Features
1
Ceiling Fan(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Has a View
Has Carport
Has Cooling System
Has Heating System
Has Waterfront
L Dining
Lighting
Microwave
Open Floorplan
Open Parking
Other
Private Mailbox
Private Yard
Range
Refrigerator
Sidewalk
Solid Surface Counters
Solid Wood Cabinets
Storage
Tankless Water Heater
Thermostat
Washer
Water Softener
Window Treatments

Map Location

Property Map

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$2,255.97
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,705.97

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Disclaimer

Property ID - | 1394983

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore