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432 ISLEBAY DRIVE, APOLLO BEACH, 33572

$987,000

4

Beds

2.5

Baths

2,803 ft2

Property Size

2003

Year Built

About The Property

Live the waterfront lifestyle you’ve been dreaming of in this move in ready, Key West styled home with WATER ACCESS and a PRIVATE full-sized pool in the highly sought-after Mira Bay community. The home features a private dock with a 10,000-pound boat lift, with water and electrical access. The canal offers unrestricted access to Tampa Bay with no fixed bridges, making it ideal for boating enthusiasts and providing easy access to world-class fishing, cruising, waterfront dining, and Gulf waters.
The east-facing front entrance welcomes you with a charming porch swing, while the covered lanai and private saltwater pool create the perfect setting for relaxation and entertaining at the back. Enjoy peaceful canal views and beautiful sunsets from the lanai, where Florida’s coastal lifestyle truly comes to life all with direct access from the first-floor primary bedroom making your tropical retreat perfect.
Thoughtful updates throughout the home enhance both style and functionality with fresh paint and no carpet in the home. In 2024, the upstairs bathroom underwent a complete remodel, replacing the tub with a spacious shower. The primary bathroom was updated with a frameless glass shower and new flooring. Elegant 2′ x 4′ porcelain tile flooring was installed in the foyer, kitchen, and powder room. Additional improvements include a new roof (2022), a new upstairs A/C system (2023), HydroShield laminate flooring in the upstairs bedrooms, and fresh interior paint in versatile neutral tones.
The attached 2-car garage provides ample space for vehicles, storage, and all your boating and beach gear.
As a resident of MiraBay, you’ll enjoy an exceptional HOA amenity package, including a waterfront clubhouse and café, resort-style pool, complimentary use of kayaks, canoes, and paddleboards, a 24-hour fitness center, pickleball and tennis courts, basketball courts, multiple playgrounds, and a variety of community activities throughout the year.
Whether you’re heading out on the boat, enjoying sunsets from the lanai, or spending the day by the pool, this exceptional waterfront home offers the very best of Florida coastal living.

Property Details

Property Id: 984039
Price: $987,000
Property Size: 2,803 ft2
Property Lot Size: 0 ft2
Rooms: 12
Bedrooms: 4
Bathrooms: 2.5
AssociationAmenities: Basketball Court, Clubhouse, Fitness Center, Maintenance, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Sauna, Tennis Court(s), Vehicle Restrictions
AssociationFee: 186.69
AssociationFeeFrequency: Annually
AssociationFeeIncludes: Common Area Taxes, Community Pool, Maintenance Grounds, Manager, Recreational Facilities, Security
BathroomsFull: 2
BathroomsHalf: 1
BuildingAreaTotal: 3763
CommunityFeatures: Community Boat Ramp, Water Access, Clubhouse, Fitness Center, Gated Community - No Guard, Golf Carts OK, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s)
ConstructionMaterials: Block
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 47
DaysOnMarket: 47
DirectionFaces: East
Directions: From I-75S take exit 246 and head right on ramp for County Hwy 672. Turn left onto US 41S. Turn right onto Mirabay Blvd (gated road). Turn right onto Islebay Dr. Arrive at property on your right.
Fencing: Fenced
Flooring: Engineered Hardwood, Laminate, Porcelain Tile
Furnished: Negotiable
GarageSpaces: 2
Heating: Electric
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Laundry Room
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Falguni Shah
ListOfficeName: FLORIDA CAPITAL REALTY
ListingContractDate: 2026-06-18
ListingId: TB8519093
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Landscaped
LotSizeArea: 6660
LotSizeDimensions: 60.89 x 102
LotSizeSquareFeet: 6660
LotSizeUnits: Square Feet
MLSAreaMajor: 33572 - Apollo Beach / Ruskin
MlsStatus: Active
ModificationTimestamp: August 5, 2026 at 07:11pm
OnMarketDate: 2026-06-19
OriginalListPrice: 989000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Garage Door Opener
PatioAndPorchFeatures: Front Porch, Rear Porch, Screened
PetsAllowed: Cats OK, Dogs OK
PhotosChangeTimestamp: June 19, 2026 at 11:06pm
PhotosCount: 64
PoolFeatures: Gunite, Heated, In Ground, Salt Water
PostalCode: 33572
Roof: Shingle
SecurityFeatures: Gated Community
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: ISLEBAY
StreetNumber: 432
StreetSuffix: DRIVE
Utilities: Electricity Available, Electricity Connected, Fire Hydrant, Natural Gas Available, Natural Gas Connected, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water Connected
View: Water
WaterSource: Canal/Lake For Irrigation
WaterfrontFeatures: Canal - Saltwater
YearBuilt: 2003
Zoning: PD

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Cooktop
Crown Molding
Dishwasher
Dryer
French Doors
Has a View
Has Cooling System
Has Garage
Has Heating System
Has Pool
Has Waterfront
Home Owners Association
Irrigation System
Microwave
Outdoor Grill
Primary Bedroom Main Floor
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Range Hood
Shade Shutter(s)
Sidewalk
Walk-In Closet(s)
Washer

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$5,060.54
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 3,826.79

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Disclaimer

Property ID - | 984039

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore