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416 ISLAND CAY WAY, Apollo Beach, 33572

$1,400,000

4

Beds

3

Baths

3,028 ft2

Property Size

2011

Year Built

About The Property

WELCOME TO WATERFRONT FLORIDA LIVING AT ITS BEST! Discover 416 Island Cay Way, a one-of-a-kind waterfront pool home tucked away in the intimate gated community of Island Cay in Apollo Beach. Situated on an impressive .63-acre lot with approximately 127 feet of saltwater canal frontage, this spacious one-story home offers over 3,000 square feet of living space, 4 bedrooms, office/den/5 bedroom, 3 baths, 3 garage spaces and an exceptional multigenerational floor plan.

The main residence features 2 bedrooms, office/den/3 bedroom, and 2 baths with spacious living and dining areas designed for comfortable everyday living and entertaining. The kitchen features granite countertops, stainless-steel appliances and solid wood cabinetry. What truly sets this property apart is the separate guest/in-law suite offering 2 additional bedrooms, a full bath, living and dining areas, full kitchen, private entrance, dedicated garage and direct access to the pool area—an incredible setup for extended family, guests or multigenerational living.

Step outside and experience your own private Florida retreat! The oversized screened lanai surrounds a solar-heated saltwater pool with plenty of space for entertaining, relaxing and enjoying the Florida sunshine. Beyond the lanai, the spacious fenced backyard provides room to enjoy the outdoors and features a fruit tree, while beautiful palm trees welcome you in the front yard and add to the home’s tropical appeal.

BRING YOUR BOAT! With approximately 127 feet of saltwater canal frontage, this property is made for those who love life on the water. Enjoy your covered dock with electric and water, and a covered 9,000-lb boat lift providing convenient boating access to Tampa Bay and beyond. Imagine stepping out your back door, lowering your boat and heading out for a day on the water!

Additional features include waterproof laminate and tile flooring, an expansive brick-paver circular driveway, irrigation system, 3 total garage spaces and beautifully landscaped grounds. Island Cay offers the privacy of gated waterfront living with NO CDD and low HOA fees, all while being conveniently located near shopping, dining, medical facilities, I-75 and the convenience to the Tampa Bay area.

POOL, BOAT LIFT, WATERFRONT, OVERSIZED FENCED BACKYARD AND A PRIVATE IN-LAW/GUEST SUITE—this home offers a combination that is hard to find in Apollo Beach. Come experience the waterfront lifestyle and make 416 Island Cay Way your own!

Property Details

Property Id: 2807937
Price: $1,400,000
Property Size: 3,028 ft2
Property Lot Size: 1 ft2
Rooms: 14
Bedrooms: 4
Bathrooms: 3
ArchitecturalStyle: Ranch
AssociationFee: 600
AssociationFeeFrequency: Annually
AssociationFeeIncludes: Private Road
BathroomsFull: 3
BuildingAreaTotal: 4820
CommunityFeatures: Community Boat Ramp, Deed Restrictions, Gated Community - No Guard
ConstructionMaterials: Stucco
Cooling: Central Air
CoveredSpaces: 3
CumulativeDaysOnMarket: 1
DaysOnMarket: 1
DirectionFaces: East
Directions: From I-75, take Exit 246 (Big Bend/Apollo Beach) and head est on Big Bend Rd. Turn left on 41 to right on Apollo Beach Blvd. Left on Golf and Sea Blvd (just past the Shell Station) to right on Island Cay through gate. Home is on the right.
ElementarySchool: Apollo Beach-HB
Flooring: Laminate, Tile
Furnished: Unfurnished
GarageSpaces: 3
Heating: Central
HighSchool: Lennard-HB
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Laundry Room
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Paula Thacker
ListOfficeName: RE/MAX BAYSIDE REALTY LLC
ListingContractDate: 2026-10-18
ListingId: TB8558864
ListingTerms: Cash, Conventional, Other, Private Financing Available
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Flood Insurance Required, FloodZone, In County, Key Lot, Level, Oversized Lot
LotSizeArea: 27500
LotSizeDimensions: 125 x 220
LotSizeSquareFeet: 27500
LotSizeUnits: Square Feet
MLSAreaMajor: 33572 - Apollo Beach / Ruskin
MiddleOrJuniorSchool: Eisenhower-HB
MlsStatus: Active
ModificationTimestamp: 2026-10-19T13:27:40.100Z
OnMarketDate: 2026-10-18
OriginalListPrice: 1400000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Circular Driveway, Deeded, Driveway, Garage Door Opener, Split Garage
PatioAndPorchFeatures: Covered, Enclosed, Front Porch, Patio, Porch, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-10-19T00:28:27.948Z
PhotosCount: 61
PoolFeatures: In Ground, Auto Cleaner, Gunite, Lighting, Salt Water, Screen Enclosure
Roof: Shingle
SecurityFeatures: Security Gate, Smoke Detector(s)
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: ISLAND CAY
StreetNumber: 416
StreetSuffix: WAY
Utilities: Electricity Connected, Sewer Connected, Street Lights, Water Connected
View: Pool, Water
WaterSource: Well
WaterfrontFeatures: Canal - Saltwater
YearBuilt: 2011
Zoning: PD

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Dishwasher
Dryer
Has a View
Has Cooling System
Has Garage
Has Heating System
Has Pool
Has Waterfront
High Ceilings
Home Owners Association
Ice Maker
Irrigation System
Lighting
Microwave
Open Floorplan
Open Parking
Primary Bedroom Main Floor
Private Mailbox
Rain Gutters
Range
Refrigerator
Sliding Doors
Split Bedroom
Thermostat
Walk-In Closet(s)
Washer

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$7,178.08
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 5,428.08

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Disclaimer

Property ID - | 2807937

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore