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3939 RUDDER WAY, NEW PORT RICHEY, 34652

$725,000

3

Beds

2

Baths

1,577 ft2

Property Size

1977

Year Built

About The Property

Virtually Staged. This beautifully updated Gulf Harbors waterfront home delivers the lifestyle you are searching for—direct Gulf access, a private beach, a saltwater pool, and two boat lifts. And thanks to the fully paid max tier one solar panel system, no electric bill, aside from the $34 monthly connection charge. The solar panels are only 3 years old with 20-30 years of expected life. The interior of the home was updated and remodeled in 2024. The heart of the home is a stunning kitchen designed for both everyday living and entertaining, featuring stainless steel appliances, induction cooking and convection stove and a Reverse Osmosis system all wrapped into an open, inviting layout. There is exceptional kitchen storage with 31 total cabinets and drawers. All lower cabinets in the main kitchen are full-extension drawers for easy access to pots, pans, and small appliances, a premium upgrade compared with standard base cabinets. Around the granite countertop are additional perimeter cabinets plus a full pantry with upper and lower doors providing abundant, organized storage for food, cookware, and bulk items. The primary suite is a true waterfront retreat, with sliding glass doors that open directly to the back patio. Two additional bedrooms offer flexibility for guests, home office space, or multigenerational living—one even includes separate backyard access making it the perfect office or private entrance. The second bath features a deep soaking tub. This home has major system upgrades already completed—including replumbing the whole house with PEX piping, a new AC, hybrid water heater, water softener, and a generator hookup. Outside, the Florida lifestyle truly comes alive. Enjoy a resurfaced saltwater pool with a new filter, pump, and heater. The entire backyard, pool deck and side yards have brick pavers for no maintenance living and easy entertaining. There is an updated floating dock and gangway for easy loading and disembarking when boating. The two boat lifts are accessed by two 30 foot piers. All pilings are wrapped to prevent marine borer infestation, extending structural life and improving aesthetics. One boat lift is a three year old no-maintenance 13K boat lift. The other boat lift is a 10K lbs lift that was reconditioned with new cables and motors. Both boat lifts have GEM controllers with auto-stop technology and remote operation for lifting/lowering ease making spontaneous sunset cruises effortless. The dock is equipped with power outlets, motion sensor lights and water faucets for easy boat maintenance. There are also 2 working davits for a third vessel. Residents enjoy optional HOA at just $125 annually, access to a private beach for only $200 per year, and a golf-cart-friendly atmosphere. This home features an extra deep canal on a wide waterway on the south channel and this street has underground utilities so no unsightly power lines. Rudder Way is also a dead end street, and this home is close to the end so very little car or pedestrian traffic. Just privacy and solitude. Whether you’re an experienced boater or dreaming of becoming one, this home offers direct, quick access to the Gulf, with no bridges to slow you down. Flood insurance is approximately $3,500 annually and transferable, adding peace of mind! This neighborhood is hidden, but moments from all the nearby necessities including Publix, Sams Club, and downtown New Port Richey!

Property Details

Property Id: 535807
Price: $725,000
Property Size: 1,577 ft2
Property Lot Size: 0 ft2
Rooms: 6
Bedrooms: 3
Bathrooms: 2
ArchitecturalStyle: Ranch
AssociationAmenities: Other
AssociationFee: 125
AssociationFeeFrequency: Annually
BathroomsFull: 2
BuildingAreaTotal: 2296
CommunityFeatures: Canal Front, Community Boat Ramp, Water Access, Waterfront, Clubhouse, Deed Restrictions, Golf Carts OK, Park
ConstructionMaterials: Concrete
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 185
DaysOnMarket: 185
DirectionFaces: South
Directions: North on US Hwy 19 towards New Port Richey, Turn left on Floramar Terrace, Turn left on ShellStream Road, Turn left on Rudder Way, house will be on your right.
Fencing: Vinyl
Flooring: Tile
Furnished: Unfurnished
GarageSpaces: 2
GreenEnergyGeneration: Solar
Heating: Central
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Electric Dryer Hookup
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Jakea Cates
ListOfficeName: KELLER WILLIAMS REALTY- PALM H
ListingContractDate: 2026-01-30
ListingId: TB8472364
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Flood Insurance Required, FloodZone
LotSizeArea: 6777
LotSizeSquareFeet: 6777
LotSizeUnits: Square Feet
MLSAreaMajor: 34652 - New Port Richey
MlsStatus: Active
ModificationTimestamp: August 8, 2026 at 05:05pm
OnMarketDate: 2026-02-04
OriginalListPrice: 750000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Circular Driveway, Driveway
PetsAllowed: Yes
PhotosChangeTimestamp: June 5, 2026 at 05:47pm
PhotosCount: 69
PoolFeatures: Heated, In Ground, Solar Cover
PostalCode: 34652
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: RUDDER
StreetNumber: 3939
StreetSuffix: WAY
Utilities: Public, Solar
View: Pool, Water
WaterSource: Public
WaterfrontFeatures: Canal Front, Waterfront, Canal - Saltwater
YearBuilt: 1977
Zoning: R4

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Convection Oven
Cooktop
Dishwasher
Disposal
Eating Space In Kitchen
Has a View
Has Cooling System
Has Garage
Has Heating System
Has Pool
Has Waterfront
Home Owners Association
Kitchen Reverse Osmosis System
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Microwave
Open Floorplan
Open Parking
Primary Bedroom Main Floor
Rain Gutters
Refrigerator
Sliding Doors
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$3,717.22
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,810.97

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Disclaimer

Property ID - | 535807

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore