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38648 FERM CIRCLE, ZEPHYRHILLS, 33540

$315,000

3

Beds

2

Baths

1,304 ft2

Property Size

1985

Year Built

About The Property

Welcome home to 38648 Ferm Circle, a beautifully maintained 3-bedroom, 2-bathroom nestled under a canopy of gorgeous mature oaks in the heart of Zephyrhills. This 1,404 sq ft gem sits on a generous 0.26-acre fully fenced lot, offering the kind of privacy and space that’s getting harder to find.
Step inside to a bright, open living area featuring vaulted ceilings and new flooring throughout, creating a fresh, move in ready feel from room to room. The eat in kitchen offers plenty of cabinet and counter space and a cozy dining nook perfect for morning coffee.
Peace of mind comes standard here with double pane windows, a newer drain field, and a newer hot water heater major ticket items already handled for you.
Step outside and fall in love with the massive, fully fenced backyard shaded by mature oaks plenty of room to garden, entertain, or just relax. A large covered carport offers room for a boat, RV, or trailer, ideal for the outdoor enthusiast who needs space for the toys. Not to mention a huge shed connected to electricity.
Bonus: With an acceptable offer, a 1985 ProCraft boat with a 2024 Honda motor can be included hop in the water without the extra shopping trip!
Centrally located in Zephyrhills with easy access to shopping, dining, and Tampa’s outdoor recreation, this move in ready home won’t last.

Property Details

Property Id: 2047003
Price: $315,000
Property Size: 1,304 ft2
Property Lot Size: 0 ft2
Rooms: 8
Bedrooms: 3
Bathrooms: 2
BathroomsFull: 2
BuildingAreaTotal: 1975
CarportSpaces: 2
ConstructionMaterials: Block
Cooling: Central Air
CoveredSpaces: 3
CumulativeDaysOnMarket: 365
DaysOnMarket: 1
DirectionFaces: North
Directions: From US-301 South: Turn east onto Pretty Pond Rd. Turn left onto Wire Rd. Turn right onto Ferm Circle. Home will be on the left/right. Alternate from I-75: Take the SR-54 E exit. Turn left onto Gall Blvd (US-301). Turn right onto Pretty Pond Rd. Turn left onto Wire Rd, then turn onto Ferm Circle.
Flooring: Vinyl
Furnished: Negotiable
GarageSpaces: 1
Heating: Central
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: In Garage
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Samuel Rudolph
ListOfficeName: COLDWELL BANKER REALTY
ListingContractDate: 2026-07-31
ListingId: TB8534899
ListingTerms: Cash, Conventional, FHA, USDA Loan, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 11235
LotSizeSquareFeet: 11235
LotSizeUnits: Square Feet
MLSAreaMajor: 33540 - Zephyrhills
MlsStatus: Active
ModificationTimestamp: August 8, 2026 at 06:23pm
OnMarketDate: 2026-08-07
OriginalListPrice: 315000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
PhotosChangeTimestamp: August 7, 2026 at 01:16pm
PhotosCount: 29
PostalCode: 33540
Roof: Shingle
Sewer: Septic Tank
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: FERM
StreetNumber: 38648
StreetSuffix: CIRCLE
Utilities: Electricity Connected, Other, Sewer Connected, Water Connected
WaterSource: Public
YearBuilt: 1985
Zoning: AR

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Built-in Features
Dishwasher
Has Carport
Has Cooling System
Has Garage
Has Heating System
Microwave
Refrigerator
Sliding Doors
Storage
Thermostat

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$1,615.07
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,221.32

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Disclaimer

Property ID - | 2047003

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore