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38611 FERM CIRCLE, Zephyrhills, 33540

$265,000

2

Beds

2

Baths

1,115 ft2

Property Size

1985

Year Built

About The Property

***ELIGIBLE FOR 100% USDA FINANCING*** Looking for an AFFORDABLE place to call home with room to spread out and the freedom to make it your own? Welcome to FERM CIRCLE, tucked away in a sidewalk lined traditional neighborhood with NO THROUGH TRAFFIC and conveniently close to major shopping centers, restaurants, and medical offices. This well-maintained, solid concrete block home offers a NEWER ROOF (2019), and a spacious TWO-CAR GARAGE. The practical SPLIT-BEDROOM layout features an UPDATED KITCHEN with SOLID WOOD CABINETS and a huge primary suite with a surprising amount of flex space that could host your home office or exercise equipment. Step outside to discover a spacious QUARTER ACRE LOT with a FENCED BACK YARD and SCREENED PATIO; perfect for relaxing outdoors, gardening, entertaining, or simply enjoying your own private space. Enjoy the everyday freedom of NO HOA OR CDD. You’re welcome to park your RV or boat here and bring the pets with you too! The utilities at the home include HIGH SPEED INTERNET public water, and PRIVATE SEPTIC which helps keep monthly costs down. Beyond your front door, discover why Zephyrhills continues to attract those seeking small-town charm with modern conveniences. This growing community takes pride in its welcoming atmosphere, with public gathering spaces like Zephyr Park, Hercules Park, and Depot Park. The historic downtown is a lively, walkable district featuring local parades, pop-up markets, and seasonal celebrations. Located within the A-rated Pasco County School District, this home puts you in a DESIRABLE LOCATION where everyday errands are convenient and community connections are easy to find. Whether you’re buying your first home, downsizing, or simply looking for an AFFORDABLE opportunity to enjoy the Zephyrhills lifestyle, this home offers a wonderful place to put down roots and make it your own. Call today to schedule your personal tour!

Property Details

Property Id: 2791823
Price: $265,000
Property Size: 1,115 ft2
Property Lot Size: 0 ft2
Rooms: 7
Bedrooms: 2
Bathrooms: 2
BathroomsFull: 2
BuildingAreaTotal: 1695
ConstructionMaterials: Stucco
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 1
DaysOnMarket: 1
DirectionFaces: South
Directions: From I-75 and SR 54, head East on SR 54. Turn North (Left) onto Eiland Blvd / County Hwy-54. Turn North (left) onto US-301 N / Gall Blvd. Turn East (right) onto Daughtery Rd. Turn North (left) onto Wire Rd. Turn East (right) onto Ferm Circle.
ElementarySchool: West Zephyrhills Elemen-PO
Fencing: Fenced, Wood
Flooring: Carpet, Ceramic Tile, Laminate
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central
HighSchool: Zephryhills High School-PO
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: In Garage
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Kim Barker
ListOfficeName: VITIS REALTY
ListTeamName: The Barker Team
ListingContractDate: 2026-10-16
ListingId: TB8556646
ListingTerms: Cash, Conventional, FHA, USDA Loan, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: In County, Sidewalk
LotSizeArea: 11235
LotSizeSquareFeet: 11235
LotSizeUnits: Square Feet
MLSAreaMajor: 33540 - Zephyrhills
MiddleOrJuniorSchool: Centennial Middle-PO
MlsStatus: Active
ModificationTimestamp: 2026-10-17T10:47:10.800Z
OnMarketDate: 2026-10-16
OriginalListPrice: 265000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Driveway, Garage Door Opener, On Street
PatioAndPorchFeatures: Covered, Front Porch, Rear Porch, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-10-16T19:36:32.044Z
PhotosCount: 39
Roof: Shingle
Sewer: Septic Tank
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: FERM
StreetNumber: 38611
StreetSuffix: CIRCLE
Utilities: BB/HS Internet Available, Water Connected
View: City
WaterSource: Public
YearBuilt: 1985
Zoning: AR

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Dishwasher
Dryer
Has a View
Has Cooling System
Has Garage
Has Heating System
Microwave
Open Parking
Rain Gutters
Range
Refrigerator
Sidewalk
Sliding Doors
Smart Thermostat
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Washer

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$1,358.71
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,027.46

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Disclaimer

Property ID - | 2791823

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore