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3558 OAK LAKE DRIVE, PALM HARBOR, 34684

$650,000

3

Beds

2

Baths

2,154 ft2

Property Size

1987

Year Built

About The Property

Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you’ll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

Property Details

Property Id: 2129050
Price: $650,000
Property Size: 2,154 ft2
Property Lot Size: 0 ft2
Rooms: 8
Bedrooms: 3
Bathrooms: 2
AssociationFee: 165
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: Common Area Taxes, Community Pool, Escrow Reserves Fund, Manager, Recreational Facilities
BathroomsFull: 2
BuildingAreaTotal: 2850
CommunityFeatures: Community Boat Ramp, Dock, Fishing, Lake, Private Boat Ramp, Water Access, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Tennis Court(s)
ConstructionMaterials: Block, Stucco
Cooling: Central Air
CoveredSpaces: 2
DirectionFaces: North
Directions: US 19 N to Highland Lakes main entrance north of Nebraska. Follow Highlands Blvd to right on Lake Pointe Rd to left on Oak Lake Drive. Follow to address on right.
Flooring: Luxury Vinyl
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central
InternetAddressDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Julie Kelsey
ListOfficeName: COLDWELL BANKER REALTY
ListingContractDate: 2026-08-29
ListingId: TB8543377
ListingTerms: Cash, Conventional, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Corner Lot, Landscaped, Sidewalk
LotSizeArea: 10245
LotSizeDimensions: 75 x 105
LotSizeSquareFeet: 10245
LotSizeUnits: Square Feet
MLSAreaMajor: 34684 - Palm Harbor
MlsStatus: Active
ModificationTimestamp: 2026-09-01T14:54:25.190Z
OnMarketDate: 2026-09-01
OriginalListPrice: 650000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Driveway
PatioAndPorchFeatures: Porch, Rear Porch
PetsAllowed: Cats OK, Dogs OK
PhotosChangeTimestamp: 2026-08-30T13:00:00.399Z
PhotosCount: 37
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: OAK LAKE
StreetNumber: 3558
StreetSuffix: DRIVE
Utilities: Public
WaterBodyName: LAKE TARPON
WaterSource: Public
WaterfrontFeatures: Lake
YearBuilt: 1987
Zoning: RPD-7.5

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Has Cooling System
Has Garage
Has Heating System
Home Owners Association
Irrigation System
Lighting
Living Room/Dining Room Combo
Microwave
Open Parking
Range
Refrigerator
Senior Community
Split Bedroom
Walk-In Closet(s)
Washer
Water Softener

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$3,332.68
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,520.18

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Disclaimer

Property ID - | 2129050

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore