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3506 N 12TH STREET, Tampa, 33605

$426,000

3

Beds

2

Baths

1,414 ft2

Property Size

1926

Year Built

About The Property

Rich in Historic Charm and Timeless Character, this turnkey Tampa home has been thoughtfully upgraded with modern touches throughout. Freshly relaunched at $427,000! NO HOA! Enjoy modern conveniences, exceptional outdoor living and an approximately 140-square-foot detached, insulated and fully air-conditioned bonus space—ideal for a home office, studio, fitness room, hobby space or private retreat.

A RARE FINANCING OPPORTUNITY: The existing FHA mortgage carries a 3.99% interest rate and is assumable for a qualified buyer, subject to lender approval and applicable assumption requirements.

Before you even step inside, the charming covered front porch with a wraparound-style design sets the tone—an inviting place for morning coffee, evening historic Florida porch relaxation or simply enjoying a beautiful Florida day.

Inside, natural light pours through beautiful windows into the spacious great room, where a striking stone fireplace, thoughtful light fixtures and warm lighting create personality and a wonderful sense of home. The updated kitchen with granite countertops offers plenty of space for cooking, gathering and entertaining. Attractive flooring and a versatile layout complete the interior.

Notable improvements include PVC plumbing, an approximately 5-year-old roof, newer tankless natural gas water heater and GFCI protection throughout. The A/C system has been well maintained and is currently operating well.

The expansive backyard is a standout feature. Step outside into a relaxed, ranch-inspired outdoor setting with rustic stone and hardscape accents, charming white picket fencing and an impressive amount of usable space. The remote-controlled electric gate opens to an extended drive with ample off-street parking for multiple vehicles, room to comfortably pull through and potential space for a boat, subject to local requirements.

Fully fenced, this backyard offers room to make it your own—create gardens, outdoor dining and lounge areas, gather around a firepit, entertain under the Florida sky or simply enjoy the rare luxury of having this much private outdoor space in the city.

Additional features include an exterior security camera system that remains with the property, whole-home gas generator wired to the residence and Level 2 EV charger.

Conveniently located near Historic Ybor City, Downtown Tampa, Water Street, the Channel District, Seminole Heights, universities, medical centers, dining, entertainment and major roadways, with Gulf Coast beaches approximately 35–45+ minutes away, depending on destination and traffic.

Select furnishings may be negotiable with an acceptable offer, creating the potential for an even more turnkey transition.

Some listing photos showing rooms without furniture have been digitally edited for visualization.

Come experience a Tampa home where Historic Charm, Timeless Character, modern conveniences and exceptional outdoor living come together beautifully.

Contact the Listing Agent directly to schedule a showing.

Property Details

Property Id: 2250984
Price: $426,000
Property Size: 1,414 ft2
Property Lot Size: 0 ft2
Rooms: 7
Bedrooms: 3
Bathrooms: 2
BathroomsFull: 2
BuildingAreaTotal: 1414
ConstructionMaterials: Vinyl Siding
Cooling: Central Air
CumulativeDaysOnMarket: 60
DaysOnMarket: 24
DirectionFaces: East
Directions: Drive north on North 17th St. Left to East Palm Ave. Right to North 15th St. Left to East 28th Ave. Right to North 12th St. Property is on the left.
ElementarySchool: Edison-HB
Fencing: Vinyl, Wood
FireplaceFeatures: Living Room
Flooring: Laminate
Furnished: Unfurnished
Heating: Central
HighSchool: Middleton-HB
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Nina Windham
ListOfficeName: THE SOMERDAY GROUP PL
ListingContractDate: 2026-08-14
ListingId: TB8539121
ListingTerms: Assumable, Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 5814
LotSizeDimensions: 51 x 114
LotSizeSquareFeet: 5814
LotSizeUnits: Square Feet
MLSAreaMajor: 33605 - Tampa / Ybor City
MiddleOrJuniorSchool: Sligh-HB
MlsStatus: Active
ModificationTimestamp: 2026-09-07T18:22:50.140Z
OnMarketDate: 2026-08-14
OriginalListPrice: 427000
OriginatingSystemName: Stellar MLS
OtherStructures: Shed(s)
Ownership: Fee Simple
ParkingFeatures: None
PatioAndPorchFeatures: Front Porch
PhotosChangeTimestamp: 2026-08-15T17:03:56.937Z
PhotosCount: 73
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: 12TH
StreetNumber: 3506
StreetSuffix: STREET
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected
WaterSource: Public
YearBuilt: 1926
Zoning: RS-50

Amenities and Features

Other Features
1
Ceiling Fan(s)
Crown Molding
Dryer
Exhaust Fan
Has Cooling System
Has Fireplace
Has Heating System
Irrigation System
Lighting
Microwave
Open Floorplan
Rain Gutters
Range
Refrigerator
Sidewalk
Tankless Water Heater
Tray Ceiling(s)
Walk-In Closet(s)
Washer

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$2,184.19
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,651.69

Image Gallery

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Disclaimer

Property ID - | 2250984

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore