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3422 W SHELL POINT ROAD, RUSKIN, 33570

$1,275,000

3

Beds

3

Baths

3,100 ft2

Property Size

1979

Year Built

About The Property

3422 W Shell Point Rd, Ruskin, FL 33570

Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It’s your everyday lifestyle.

Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28×26 living room with a circulating wood-burning fireplace and a spacious 26×18 family room. Large windows fill the home with natural light while showcasing beautiful water views.

The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances.

The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking.

Outdoor living is where this home truly shines. The covered 14×26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25×20 with electric, water, and a 16,000-pound boat lift. Whether you’re fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away.

Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer.

Located in the waterfront community of Shell Point, this property offers the freedom that’s becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you’ve been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver.

***** WHAT THE SELLERS LOVE *****

“We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted.”

Property Details

Property Id: 1948977
Price: $1,275,000
Property Size: 3,100 ft2
Property Lot Size: 0 ft2
Rooms: 11
Bedrooms: 3
Bathrooms: 3
ArchitecturalStyle: Florida, Ranch
BathroomsFull: 3
BuildingAreaTotal: 3308
ConstructionMaterials: Block, Stucco
Cooling: Central Air
CumulativeDaysOnMarket: 293
DaysOnMarket: 3
DirectionFaces: Southwest
Directions: From I-75: Take Exit 240B for FL-674 W / College Ave toward Ruskin. Merge onto FL-674 W / College Ave and continue west for approximately 3 miles to US Hwy 41 N (Tamiami Trail). Turn right (north) onto US Hwy 41 N, then take an immediate left (west) onto W Shell Point Rd. Continue west on W Shell Point Rd for about 3 miles, passing Shell Point Marina. The property, 3422 W Shell Point Rd, will be on your right. From US-41: From US Hwy 41 in Ruskin, turn west onto W Shell Point Rd. Head west for approximately 3 miles toward Tampa Bay. The home will be located on the right-hand side.
ElementarySchool: Thompson Elementary
Fencing: Fenced, Other, Vinyl
FireplaceFeatures: Circulating, Insert, Living Room, Wood Burning
Flooring: Carpet, Ceramic Tile
Furnished: Unfurnished
Heating: Central
HighSchool: Lennard-HB
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Shawna Calvert
ListOfficeName: 27NORTH REALTY
ListTeamName: The Calvert Home Team
ListingContractDate: 2026-07-29
ListingId: TB8533780
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Owner
LivingAreaUnits: Square Feet
LotFeatures: Cleared, In County, Landscaped, Level
LotSizeArea: 7650
LotSizeSquareFeet: 7650
LotSizeUnits: Square Feet
MLSAreaMajor: 33570 - Ruskin/Apollo Beach
MiddleOrJuniorSchool: Shields-HB
MlsStatus: Active
ModificationTimestamp: August 6, 2026 at 06:51pm
OnMarketDate: 2026-08-03
OriginalListPrice: 1275000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Boat, Driveway, Off Street, Open
PatioAndPorchFeatures: Covered, Patio, Rear Porch, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: August 3, 2026 at 10:44pm
PhotosCount: 94
PostalCode: 33570
PropertyCondition: Completed
Roof: Shingle
Sewer: Public Sewer, Septic Tank
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: SHELL POINT
StreetNumber: 3422
StreetSuffix: ROAD
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
View: Water
WaterSource: Public
WaterfrontFeatures: Brackish Water, River Front
YearBuilt: 1979
Zoning: PD

Amenities and Features

Other Features
1
Cathedral Ceiling(s)
Ceiling Fan(s)
Dishwasher
Disposal
Eating Space In Kitchen
French Doors
Has a View
Has Cooling System
Has Fireplace
Has Heating System
Has Waterfront
High Ceilings
Hurricane Shutters
Irrigation System
Kitchen/Family Room Combo
Lighting
Living Room/Dining Room Combo
Microwave
Open Floorplan
Open Parking
Primary Bedroom Main Floor
Private Yard
Rain Gutters
Range
Refrigerator
Sliding Doors
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-In Closet(s)
Window Treatments

Map Location

Property Map

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Payment Calculator

$6,537.18
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 4,943.43

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Disclaimer

Property ID - | 1948977

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore