3202 PINE SHADOW DRIVE, Land O Lakes, 34639

About The Property

Waterfront Under $450K | Lake Padgett Estates | Land O’ Lakes

Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It’s the only waterfront home in the area currently offered under $450,000.

The Home

3 bedrooms, 2 updated bathrooms, large 2-car garage
Newer tile flooring throughout
Roof is only 6 years old
$6,000 water softening system
Solar panels keep utilities under $75/month, even in summer
2-year-old dock
Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year
Not in a flood zone
No HOA fees
Financing Opportunity –
Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements.

The Lifestyle
Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include:

5 community parks and horse stables
Tennis and pickleball courts
Basketball court
Children’s playgrounds
Covered picnic pavilions
Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don’t last. Home is on a lockbox, so schedule your showing today!