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318 CIRCLE DRIVE, PALM HARBOR, 34683

$745,000

3

Beds

2

Baths

2,160 ft2

Property Size

1963

Year Built

About The Property

Experience the ultimate Florida waterfront lifestyle in this beautifully renovated coastal retreat, perfectly situated on an oversized pie-shaped lot at the end of a quiet private cul-de-sac. Boasting more than 155 feet of waterfront, this exceptional property offers direct Gulf access and is a dream come true for boaters, anglers, and anyone who loves life on the water. Step outside to your private backyard paradise featuring a brand-new oversized composite dock complete with a 15,000lb boat lift, making it effortless to launch your next adventure. A new seawall cap provides added peace of mind, while the expansive waterfront offers plenty of room to relax, entertain, and soak in the coastal scenery. Inside, this home has been completely transformed with quality updates throughout. Major improvements include new roof (2022), new HVAC system and ductwork (2023), double-pane PVC windows and sliding glass doors, luxury vinyl plank flooring throughout, fresh interior paint, a newer paver driveway, a stunning new kitchen, and beautifully updated bathroom vanities. Don’t let the front fool you, this home is remarkably spacious inside. The bright, open floor plan is filled with natural light thanks to walls of sliding glass doors that seamlessly connect the living area to the expansive wraparound screened porch, creating the perfect space for year-round indoor-outdoor entertaining. The thoughtfully designed split-bedroom layout provides privacy for family and guests. The oversized primary bedroom serves as a peaceful retreat, featuring a custom walk-in closet and a beautifully appointed en-suite bath with dual vanities. The heart of the home is the open-concept kitchen, complete with granite countertops, a center island, abundant cabinetry, and a layout designed for gathering with family and friends. Location is everything, and this home truly has it all. Enjoy direct Gulf access for boating, fishing and diving enthusiasts. You’re also less than an hour from two major airports, making travel convenient for full-time residents and seasonal homeowners alike. Surrounded by some of Pinellas County’s most desirable destinations, you’ll be just minutes from the historic Tarpon Springs Sponge Docks, vibrant downtown Dunedin, Palm Harbor, Ozona, Crystal Beach, Honeymoon Island, Caladesi Island, and countless waterfront restaurants, parks, beaches, and shopping destinations. Every nearby community offers its own unique charm and coastal character. The neighborhood enhances the lifestyle even further with a private community boat ramp and direct access to the Pinellas Trail, perfect for biking, walking, and enjoying Florida’s beautiful outdoors. Whether you’re searching for a full-time waterfront residence, a seasonal escape, or the perfect place to enjoy boating and coastal living, this exceptional property delivers it all. Florida waterfront living truly doesn’t get any better than this.
Boat and trailer may be available for purchase separately and can be negotiated as part of the sale.

Property Details

Property Id: 1734574
Price: $745,000
Property Size: 2,160 ft2
Property Lot Size: 0 ft2
Rooms: 7
Bedrooms: 3
Bathrooms: 2
AssociationFee: 75
AssociationFeeFrequency: Annually
BathroomsFull: 2
BuildingAreaTotal: 3145
CommunityFeatures: Community Boat Ramp, Intracoastal Waterway, Public Boat Ramp
ConstructionMaterials: Block, Stucco
Cooling: Central Air
CoveredSpaces: 1
CumulativeDaysOnMarket: 16
DaysOnMarket: 16
DirectionFaces: Southeast
Directions: US Alt 19 North. West into Baywood Village . Westwinds Dr, Right on Westwinds East to Circle.
Flooring: Luxury Vinyl
Furnished: Unfurnished
GarageSpaces: 1
Heating: Central
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: In Garage
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Dianna Farnell
ListOfficeName: BELLOISE REALTY
ListingContractDate: 2026-07-23
ListingId: TB8527358
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: City Lot, Street Dead-End
LotSizeArea: 10171
LotSizeDimensions: 78 x 110
LotSizeSquareFeet: 10171
LotSizeUnits: Square Feet
MLSAreaMajor: 34683 - Palm Harbor
MlsStatus: Active
ModificationTimestamp: August 8, 2026 at 05:11pm
OnMarketDate: 2026-07-23
OriginalListPrice: 745000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
PetsAllowed: Yes
PhotosChangeTimestamp: July 23, 2026 at 06:44pm
PhotosCount: 38
PostalCode: 34683
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: CIRCLE
StreetNumber: 318
StreetSuffix: DRIVE
Utilities: Cable Available, Cable Connected, Public, Sewer Connected, Water Connected
WaterSource: Public
WaterfrontFeatures: Canal - Saltwater
YearBuilt: 1963
Zoning: R-3

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Dishwasher
Disposal
Dryer
Has Cooling System
Has Garage
Has Heating System
Has Waterfront
Home Owners Association
Living Room/Dining Room Combo
Microwave
Range
Refrigerator
Sliding Doors
Split Bedroom
Walk-In Closet(s)
Washer

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$3,819.76
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,888.51

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Disclaimer

Property ID - | 1734574

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore