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3157 N CANAL DRIVE, PALM HARBOR, 34684

$1,825,000

5

Beds

3.5

Baths

4,496 ft2

Property Size

1988

Year Built

About The Property

Discover this beautifully updated waterfront canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays.

A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization.

The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings.

Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout.

For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED.

“Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

Property Details

Property Id: 527688
Price: $1,825,000
Property Size: 4,496 ft2
Property Lot Size: 0 ft2
Rooms: 15
Bedrooms: 5
Bathrooms: 3.5
ArchitecturalStyle: Contemporary
BathroomsFull: 3
BathroomsHalf: 1
BuildingAreaTotal: 4496
ConstructionMaterials: HardiPlank Type, Wood Frame (FSC Certified)
Cooling: Central Air
CoveredSpaces: 3
CumulativeDaysOnMarket: 32
DaysOnMarket: 32
DirectionFaces: South
Directions: US HIWAT 19 NORTH OF ALDERMAN ROAD- HEAD EAST ON LAKE TARPON DRIVE TO NORTH CANAL DRIVE LEFT TURN. HOME IS LOCATED ON THE LEFT SIDE OF THE ROAD NEAR DEAD END. CAN BE PURCHASED FULLY FURNISHED TURN KEY HOME MOVEIN READY
ElementarySchool: Palm Harbor Elementary-PN
FireplaceFeatures: Free Standing, Living Room, Stone, Wood Burning
Flooring: Carpet, Marble, Vinyl
Furnished: Negotiable
GarageSpaces: 3
Heating: Central, Heat Pump
HighSchool: Palm Harbor Univ High-PN
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Electric Dryer Hookup, Inside, Laundry Room, Other
Levels: Three Or More
ListAOR: Suncoast Tampa
ListAgentFullName: Brett Schroder
ListOfficeName: PREMIER COMMUNITY REALTY INC
ListingContractDate: 2026-05-21
ListingId: TB8504097
ListingTerms: Cash, Conventional
LivingAreaSource: Estimated
LivingAreaUnits: Square Feet
LotFeatures: Landscaped, Level, Street Dead-End
LotSizeArea: 6556
LotSizeDimensions: 60 x 109
LotSizeSquareFeet: 6556
LotSizeUnits: Square Feet
MLSAreaMajor: 34684 - Palm Harbor
MiddleOrJuniorSchool: Palm Harbor Middle-PN
MlsStatus: Active
ModificationTimestamp: June 26, 2026 at 10:27pm
OnMarketDate: 2026-05-25
OriginalListPrice: 1850000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
PatioAndPorchFeatures: Covered, Deck, Front Porch, Patio, Rear Porch, Screened
PhotosChangeTimestamp: June 3, 2026 at 11:21pm
PhotosCount: 70
PoolFeatures: Chlorine Free, Deck, Gunite, In Ground, Lighting, Pool Alarm, Screen Enclosure, Tile
PostalCode: 34684
PropertyCondition: Completed
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 3
StreetName: CANAL
StreetNumber: 3157
StreetSuffix: DRIVE
Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Well, Street Lights, Water Available, Water Connected
View: Pool, Water
WaterBodyName: LAKE TARPON
WaterSource: Canal/Lake For Irrigation, Public
WaterfrontFeatures: Canal - Brackish
YearBuilt: 1988
Zoning: R-3

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Bar Fridge
Built-In Oven
Cathedral Ceiling(s)
Ceiling Fan(s)
Chair Rail
Convection Oven
Cooktop
Crown Molding
Dishwasher
Disposal
Dryer
Eating Space In Kitchen
Electric Water Heater
Exhaust Fan
French Doors
Has a View
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Pool
Has Waterfront
High Ceilings
Ice Maker
Irrigation System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Microwave
Open Floorplan
PrimaryBedroom Upstairs
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Range
Refrigerator
Sliding Doors
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-In Closet(s)
Washer
Water Softener
Wet Bar
Wine Refrigerator

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$9,357.14
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 7,075.89

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Disclaimer

Property ID - | 527688

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore