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3131 N CANAL DRIVE, PALM HARBOR, 34684

$790,000

4

Beds

4

Baths

3,354 ft2

Property Size

1973

Year Built

About The Property

Welcome to your ultimate Lake Tarpon retreat. Tucked away on a quarter-acre lot in Lake Tarpon Estates, this 3,354-square-foot heated pool home combines spacious living with direct water access. With approximately 100 feet of freshwater canal frontage and a covered 10,000-pound boat lift, you can be out on the open lake in minutes.

Inside, the split-bedroom layout is built for flexibility. The first-floor private in-law suite features its own bedroom, full bathroom, kitchen area, and private entrance—perfect for guests, extended family, or multigenerational living. Upstairs, you’ll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading down to the pool.

Step outside to your private heated pool and enjoy peaceful waterfront views. 1900+ square feet of screened outdoor living space! The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation.

Buyers will love the peace of mind that comes with numerous recent updates, including a 4-year-old roof, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C units.

Best of all, there is no HOA! Bring your boat or RV and start enjoying the Palm Harbor waterfront lifestyle today. With abundant living space, a private heated pool, direct Lake Tarpon access, approximately 100 feet of waterfront, and a boat lift, this is a rare opportunity to experience the best of Florida waterfront living.

Property Details

Property Id: 2083811
Price: $790,000
Property Size: 3,354 ft2
Property Lot Size: 0 ft2
Rooms: 7
Bedrooms: 4
Bathrooms: 4
BathroomsFull: 4
BuildingAreaTotal: 3354
ConstructionMaterials: Wood Frame
Cooling: Central Air
CoveredSpaces: 2
DirectionFaces: South
Directions: US 19 to Lake Tarpon Drive, North Canal Drive
FireplaceFeatures: Living Room, Wood Burning
Flooring: Carpet, Luxury Vinyl, Tile
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Laundry Closet
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Chris Sauger
ListOfficeName: CHARLES RUTENBERG REALTY INC
ListingContractDate: 2026-08-15
ListingId: TB8538140
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 10929
LotSizeDimensions: 100 x 109
LotSizeSquareFeet: 10929
LotSizeUnits: Square Feet
MLSAreaMajor: 34684 - Palm Harbor
MlsStatus: Active
ModificationTimestamp: August 16, 2026 at 01:51am
OnMarketDate: 2026-08-15
OriginalListPrice: 790000
OriginatingSystemName: Stellar MLS
OtherStructures: Shed(s), Storage
Ownership: Fee Simple
ParkingFeatures: Circular Driveway, Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Guest, Off Street, Oversized, RV Parking
PatioAndPorchFeatures: Covered, Deck, Patio, Porch, Rear Porch, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: August 16, 2026 at 01:57am
PhotosCount: 63
PoolFeatures: Auto Cleaner, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
PostalCode: 34684
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: CANAL
StreetNumber: 3131
StreetSuffix: DRIVE
Utilities: Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Water Connected
View: Water
WaterSource: Public
WaterfrontFeatures: Canal Front
YearBuilt: 1973
Zoning: R-3

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Balcony
Built-in Features
Ceiling Fan(s)
Crown Molding
Dishwasher
Disposal
Dryer
Eating Space In Kitchen
Electric Water Heater
Exhaust Fan
French Doors
Has a View
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Pool
Has Waterfront
Hurricane Shutters
Kitchen/Family Room Combo
Lighting
Living Room/Dining Room Combo
Microwave
Open Parking
Primary Bedroom Main Floor
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Range
Refrigerator
Sliding Doors
Solid Wood Cabinets
Split Bedroom
Storage
Walk-In Closet(s)
Washer
Window Treatments

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$4,050.49
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 3,062.99

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Disclaimer

Property ID - | 2083811

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore