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3131 N CANAL DRIVE, Palm Harbor, 34684

$770,000

4

Beds

4

Baths

3,354 ft2

Property Size

1973

Year Built

About The Property

WATERFRONT LIVING ON LAKE TARPON WITH NO HOA! Discover the possibilities in this spacious 3,354-square-foot heated saltwater pool home, ideally situated on a quarter-acre lot in desirable Lake Tarpon Estates. With approximately 100 feet of freshwater canal frontage, direct boating access to Lake Tarpon, and a covered 10,000-pound boat lift accommodating a boat up to approximately 28 feet, this property is designed for those who want to enjoy the Florida waterfront lifestyle.

The flexible split-bedroom floor plan offers excellent options for multigenerational living, extended family, guests, or a private home office/retreat. The first-floor in-law suite features its own bedroom, full bathroom, kitchen area, and private entrance, creating a comfortable and living space. Upstairs are two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool and outdoor living area.

Outdoor living is a true highlight, with more than 1,700 square feet of screened space surrounding the heated saltwater pool and overlooking the tranquil canal. There is plenty of room to entertain, relax poolside, enjoy morning coffee, or take in beautiful Florida sunsets. The waterfront setting provides convenient access to boating, fishing, kayaking, and other water activities, with Lake Tarpon just minutes away by boat.

Recent updates include a roof approximately 4 years old, new flooring, updated bathrooms, a Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems.

With no HOA, there is flexibility to bring your boat, RV, and water toys. Whether you’re looking for a full-time residence, multigenerational home, inlaw apartment, Airbnb, VRBO or private waterfront retreat, this Lake Tarpon Estates property offers space, versatility, and direct access to one of Pinellas County’s premier freshwater lakes.

Property Details

Property Id: 2083811
Price: $770,000
Property Size: 3,354 ft2
Property Lot Size: 0 ft2
Rooms: 8
Bedrooms: 4
Bathrooms: 4
BathroomsFull: 4
BuildingAreaTotal: 3354
ConstructionMaterials: Wood Frame
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 63
DaysOnMarket: 63
DirectionFaces: South
Directions: US 19 to Lake Tarpon Drive, North Canal Drive
FireplaceFeatures: Living Room, Wood Burning
Flooring: Carpet, Luxury Vinyl, Tile
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Chris Sauger
ListOfficeName: CHARLES RUTENBERG REALTY INC
ListingContractDate: 2026-08-15
ListingId: TB8538140
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Landscaped, Level, Oversized Lot, Street Dead-End
LotSizeArea: 10929
LotSizeDimensions: 100 x 109
LotSizeSquareFeet: 10929
LotSizeUnits: Square Feet
MLSAreaMajor: 34684 - Palm Harbor
MlsStatus: Active
ModificationTimestamp: 2026-10-17T18:05:06.940Z
OnMarketDate: 2026-08-15
OriginalListPrice: 790000
OriginatingSystemName: Stellar MLS
OtherStructures: Shed(s), Storage
Ownership: Fee Simple
ParkingFeatures: Circular Driveway, Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Guest, Off Street, Oversized, RV Parking
PatioAndPorchFeatures: Covered, Deck, Patio, Porch, Rear Porch, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-08-22T18:17:38.115Z
PhotosCount: 64
PoolFeatures: Auto Cleaner, Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
PostalCode: 34684
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: CANAL
StreetNumber: 3131
StreetSuffix: DRIVE
Utilities: Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Water Connected
View: Pool, Water
WaterSource: Public
WaterfrontFeatures: Canal Front
YearBuilt: 1973
Zoning: R-3

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Balcony
Bar Fridge
Built-in Features
Ceiling Fan(s)
Crown Molding
Dishwasher
Disposal
Dryer
Eating Space In Kitchen
Electric Water Heater
Exhaust Fan
French Doors
Has a View
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Pool
Has Waterfront
Hurricane Shutters
Kitchen/Family Room Combo
Lighting
Living Room/Dining Room Combo
Microwave
Open Parking
Outdoor Shower
Primary Bedroom Main Floor
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Range
Refrigerator
Sliding Doors
Solid Wood Cabinets
Split Bedroom
Storage
Walk-In Closet(s)
Washer
Window Treatments
Wine Refrigerator

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$3,947.94
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,985.44

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Disclaimer

Property ID - | 2083811

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore