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220 HARBOR VIEW LANE, LARGO, 33770

$3,999,000

5

Beds

5.5

Baths

4,786 ft2

Property Size

1968

Year Built

About The Property

Nestled within the highly coveted Harbor Bluffs waterfront neighborhood, where much of this stretch rests atop natural limestone bluffs rising approximately 20 feet above sea level, this exceptional waterfront residence offers a rare blend of timeless elegance, flexible living spaces, and the quintessential Florida lifestyle. From the moment you arrive, lush tropical landscaping and impressive curb appeal create a warm and welcoming first impression. Step through the front door and discover a light-filled interior where neutral tones, rich wood flooring, and soaring ceilings create an atmosphere that is both inviting and sophisticated. A spectacular catwalk overlooks the main living area below, adding architectural drama while drawing your eye toward the spacious family room, where a handsome brick fireplace serves as the heart of the home. Thoughtful custom built-ins in both the dining room and kitchen add warmth, character, and functionality throughout. Designed to impress even the most discerning chef, the enormous kitchen features a large center island with stovetop and seating, granite countertops, a Sub-Zero refrigerator, Sub-Zero freezer, wine fridge, pantry, and abundant workspace for entertaining family and friends. The flexible floor plan is ideal for multigenerational living, offering two primary suites—one conveniently located on the main level and an extraordinary retreat upstairs. The upper-level primary suite is truly a private sanctuary, complete with a dramatic double-sided fireplace, an expansive walk-in closet with custom built-ins, breathtaking water views, and a luxurious en-suite bath featuring dual vanities, a relaxing soaking tub, and a spacious walk-in shower. Additional bedrooms are generously sized, filled with natural light, and offer ample closet space, while an upstairs laundry room with a utility sink and mini refrigerator adds everyday convenience. Two separate staircases provide easy access throughout the home and enhance the thoughtful design. Step outside and experience the very best of waterfront living. A sparkling pool and spa are surrounded by multiple entertaining areas designed for both intimate gatherings and grand celebrations with an outside tiled shower room and
separate bathroom. Beyond the pool, a sprawling lawn stretches toward the water’s edge, where a Trex dock and private boat slip await boating enthusiasts eager to explore the Intracoastal waterways and Gulf beyond. Perfectly positioned near local restaurants, boutique shopping, and the area’s world-famous white sand beaches, this remarkable Harbor Bluffs residence offers an unparalleled opportunity to enjoy luxury waterfront living at its finest.

Property Details

Property Id: 1044409
Price: $3,999,000
Property Size: 4,786 ft2
Property Lot Size: 1 ft2
Rooms: 3
Bedrooms: 5
Bathrooms: 5.5
AssociationFee: 420
AssociationFeeFrequency: Annually
BathroomsFull: 5
BathroomsHalf: 1
BuildingAreaTotal: 6598
ConstructionMaterials: Block
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 24
DaysOnMarket: 24
DirectionFaces: East
Directions: From West Bay Drive, go south on Harbor View Lane to address on right.
FireplaceFeatures: Family Room, Gas, Master Bedroom, Wood Burning
Flooring: Carpet, Tile, Hardwood
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Martha Thorn
ListOfficeName: COLDWELL BANKER REALTY
ListingContractDate: 2026-06-22
ListingId: TB8521648
ListingTerms: Cash, Conventional
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 29111
LotSizeDimensions: 101 x 291
LotSizeSquareFeet: 29111
LotSizeUnits: Square Feet
MLSAreaMajor: 33770 - Largo/Belleair Bluffs
MlsStatus: Active
ModificationTimestamp: July 16, 2026 at 06:05pm
OnMarketDate: 2026-06-22
OriginalListPrice: 3999000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
PetsAllowed: Yes
PhotosChangeTimestamp: June 22, 2026 at 05:39pm
PhotosCount: 85
PoolFeatures: In Ground, Screen Enclosure, Tile
PostalCode: 33770
Roof: Shingle
Sewer: Public Sewer
SpaFeatures: Heated, In Ground
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: HARBOR VIEW
StreetNumber: 220
StreetSuffix: LANE
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected
WaterBodyName: INTRACOASTAL
WaterSource: Public
WaterfrontFeatures: Intracoastal Waterway
YearBuilt: 1968
Zoning: R-3

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Balcony
Built-in Features
Built-In Oven
Cathedral Ceiling(s)
Ceiling Fan(s)
Chair Rail
Crown Molding
Dishwasher
Disposal
Dry Bar
Eating Space In Kitchen
French Doors
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Pool
Has Waterfront
High Ceilings
Home Owners Association
Hurricane Shutters
Irrigation System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Microwave
Open Floorplan
Outdoor Shower
Solid Surface Counters
Solid Wood Cabinets
Spa
Split Bedroom
Vaulted Ceiling(s)
Walk-In Closet(s)
Window Treatments

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$20,503.66
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 15,504.91

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Disclaimer

Property ID - | 1044409

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore