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21439 SOUTHERN CHARM DRIVE, Land O Lakes, 34637

$374,000

4

Beds

2.5

Baths

2,245 ft2

Property Size

2013

Year Built

About The Property

**BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!***

Yes, it may be possible! **21439 Southern Charm Drive is USDA eligible**, offering qualified buyers the opportunity for **100% financing with NO DOWN PAYMENT**. Combine that with available **SELLER CREDITS toward allowable closing costs**, and qualified buyers may be able to purchase this home with **$0 out of pocket at closing!** Now let’s talk about the home. What if you could get **4 BEDROOMS, 2.5 BATHROOMS, 2,245 SQ FT, a 2-CAR GARAGE, and a CONSERVATION HOMESITE in Connerton for $374,000?**

Built by Ryland Homes, this spacious property offers the room you’ve been looking for without sacrificing privacy or outdoor space. The home is positioned on a desirable **CONSERVATION HOMESITE WITH NO REAR NEIGHBORS**, providing a peaceful green backdrop and added privacy.

Inside, you’ll find a bright, functional floor plan with generous living spaces designed for everyday living and entertaining. The open main living area flows naturally into the kitchen and dining spaces, while four true bedrooms provide plenty of flexibility for guests, a home office, playroom, fitness space, or whatever fits your lifestyle. An **UPDATED HVAC SYSTEM** adds another valuable improvement.

Step outside to the large backyard overlooking conservation—plenty of room for entertaining, gardening, playing, or simply relaxing and enjoying the Florida lifestyle.

And then there’s **CONNERTON**. Residents enjoy resort-style pools, clubhouses, fitness facilities, pickleball and tennis courts, basketball courts, parks, playgrounds, dog parks, miles of walking and biking trails, fishing ponds, community activities, and more.

Conveniently located near shopping, dining, recreation, major roadways, and the developing **Moffitt Speros campus near Ridge Road**, this home combines space, privacy, amenities, and an outstanding financing opportunity.

**4 BEDROOMS • 2,245 SQ FT • CONSERVATION • NO REAR NEIGHBORS • CONNERTON • USDA 100% FINANCING**

Don’t assume you need thousands of dollars saved to become a homeowner. **You may be able to buy this home with ZERO MONEY OUT OF POCKET. Ask us how and schedule your private showing today!**

Property Details

Property Id: 1293553
Price: $374,000
Property Size: 2,245 ft2
Property Lot Size: 0 ft2
Rooms: 8
Bedrooms: 4
Bathrooms: 2.5
AssociationFee: 261
AssociationFeeFrequency: Quarterly
BathroomsFull: 2
BathroomsHalf: 1
BuildingAreaTotal: 2665
ConstructionMaterials: Block, Stucco
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 96
DaysOnMarket: 96
DirectionFaces: East
Directions: Take Exit 279 for State Road 54. Head west on SR 54 for approximately 4.5 miles. Turn right onto US-41 (Land O' Lakes Blvd). Continue north for about 3 miles. Turn right onto Pleasant Plains Parkway (Connerton entrance). At the first traffic circle, take the 1st exit to stay on Pleasant Plains Parkway. Continue as the road curves and becomes Wonderment Way. Turn right onto Southern Charm Drive. 21439 Southern Charm Dr will be on your right.
ElementarySchool: Connerton Elem
Flooring: Ceramic Tile, Vinyl
Furnished: Unfurnished
GarageSpaces: 2
Heating: Heat Pump
HighSchool: Land O' Lakes High-PO
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Laundry Room
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Robert Zoller, Jr
ListOfficeName: BRAINARD REALTY
ListingContractDate: 2026-07-02
ListingId: TB8524379
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotSizeArea: 7475
LotSizeSquareFeet: 7475
LotSizeUnits: Square Feet
MLSAreaMajor: 34637 - Land O Lakes
MiddleOrJuniorSchool: Angeline Academy of Innovation (8-12)
MlsStatus: Active
ModificationTimestamp: 2026-10-06T23:33:54.610Z
OnMarketDate: 2026-07-02
OriginalListPrice: 419900
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
PetsAllowed: Cats OK, Dogs OK, Number Limit
PhotosChangeTimestamp: 2026-10-06T23:37:56.139Z
PhotosCount: 63
PostalCode: 34637
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: SOUTHERN CHARM
StreetNumber: 21439
StreetSuffix: DRIVE
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
View: Trees/Woods
WaterSource: Public
YearBuilt: 2013
Zoning: MPUD

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Has a View
Has Cooling System
Has Garage
Has Heating System
High Ceilings
Home Owners Association
Hurricane Shutters
In Wall Pest System
Microwave
Private Mailbox
Rain Gutters
Range
Refrigerator
Tankless Water Heater
Washer
Water Softener

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$1,917.57
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,450.07

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Disclaimer

Property ID - | 1293553

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore