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205 2ND AVENUE SE, RUSKIN, 33570

$274,900

4

Beds

1

Baths

1,710 ft2

Property Size

1972

Year Built

About The Property

Virtually Staged. NO HOA • ¼+-ACRE FENCED LOT • BOAT & RV PARKING • FLEX SPACE • MINUTES TO THE BEACH & BAY! Looking for space, freedom and possibilities? This unique 4-bedroom home sits on an oversized, fully fenced lot and offers the flexibility to truly make the property the way you want it.

NEED A SECOND BATHROOM? DON’T LET THE CURRENT 1-BATH LAYOUT STOP YOU FROM CONSIDERING THIS HOME! The property is eligible for FHA 203(k) renovation financing, giving qualified buyers the opportunity to finance eligible improvements—including the potential addition of a second bathroom—into their mortgage rather than paying for the entire project out of pocket after closing. Want to update or customize other areas while you’re at it? Additional eligible renovations may also be incorporated into the 203(k) loan, subject to lender and FHA requirements. Ask for details about how a renovation loan could help turn this home into exactly what you need.

The oversized ¼+-acre lot is completely fenced and features secure gated boat and RV parking, a separate fenced dog run/kennel, storage shed and an expansive backyard with plenty of room to entertain, garden, play or simply enjoy the Florida lifestyle.

Step inside and you’ll find a surprisingly open and spacious floor plan with tile flooring throughout. The generously sized kitchen provides an abundance of cabinetry and storage, along with separate formal living and dining areas. The impressive primary suite alone exceeds 275 square feet, and the additional bedrooms offer comfortable space for family, guests or whatever your lifestyle requires.

One of the home’s most interesting features is the flex room with its own private gated entrance. Use it as an in-law or guest space, home office, private workspace, teen retreat, hobby room or customize it to suit your needs. Combined with the home’s flexible layout and renovation-financing possibilities, there is tremendous potential here to create something uniquely yours.

Several major improvements have already been addressed: A/C replaced in 2025, water heater in 2024 and the entire duct system replaced in 2021. The metal roof has also been inspected and was reported to have 10+ years of remaining useful life. The home is connected to city water and sewer. Home is currently vacant and unfurnished. Select listing photos have been virtually staged and/or digitally enhanced to showcase the potential use, layout, and design possibilities of the property. Virtual furnishings, décor, and other enhancements are for buyer inspiration only and do not represent the property’s current condition or contents.”
And then there’s the location! You’re less than 4 miles from the beach and E.G. Simmons Regional Park, with convenient boat access to Tampa Bay. Little Harbor’s marina and beach, along with Sunset Grill and Hooks, are just down the road. Head north to Apollo Beach and you’re approximately 10 minutes from Circles, Finn’s, another waterfront beach and the Manatee Viewing Center.

If you’ve been looking for a home with space, flexibility, no HOA restrictions, room for the boat and RV, and the ability to make improvements without necessarily having to fund the entire renovation out of pocket, don’t overlook this one because it currently has one bathroom. The opportunity to create the second bath—and the home you really want—may already have a financing solution.

Bring the boat. Bring the RV. Bring the dogs. Bring your ideas—and come enjoy the Florida lifestyle!

Property Details

Property Id: 2165993
Price: $274,900
Property Size: 1,710 ft2
Property Lot Size: 0 ft2
Rooms: 6
Bedrooms: 4
Bathrooms: 1
ArchitecturalStyle: Ranch
BathroomsFull: 1
BuildingAreaTotal: 1854
ConstructionMaterials: Block, Stucco
Cooling: Central Air
CumulativeDaysOnMarket: 137
DaysOnMarket: 14
DirectionFaces: West
Directions: I-75-exit 240, go west. Right on US 41, right on 2nd Ave SE.
ElementarySchool: Ruskin-HB
Fencing: Chain Link, Wood
Flooring: Tile
Furnished: Unfurnished
Heating: Central, Electric, Heat Pump
HighSchool: Lennard-HB
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Rich Shelley
ListOfficeName: FLORIDA'S 1ST CHOICE RLTY LLC
ListingContractDate: 2026-08-19
ListingId: TB8534382
ListingTerms: Cash, Conventional, FHA
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Cul-De-Sac, Flood Insurance Required, Oversized Lot
LotSizeArea: 12150
LotSizeDimensions: 90 x 135
LotSizeSquareFeet: 12150
LotSizeUnits: Square Feet
MLSAreaMajor: 33570 - Ruskin/Apollo Beach
MiddleOrJuniorSchool: Shields-HB
MlsStatus: Active
ModificationTimestamp: 2026-09-02T21:42:19.863Z
OnMarketDate: 2026-08-19
OriginalListPrice: 274900
OriginatingSystemName: Stellar MLS
OtherStructures: Kennel/Dog Run, Shed(s)
Ownership: Fee Simple
ParkingFeatures: Boat, Driveway, RV Parking
PatioAndPorchFeatures: Covered, Enclosed, Front Porch
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-09-02T21:47:08.640Z
PhotosCount: 32
Roof: Metal
SecurityFeatures: Smoke Detector(s)
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: 2ND
StreetNumber: 205
StreetSuffix: AVENUE
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Water Connected
WaterSource: Public
YearBuilt: 1972
Zoning: RDC-12

Amenities and Features

Other Features
1
Ceiling Fan(s)
Electric Water Heater
Has Cooling System
Has Heating System
Ice Maker
Kennel
Open Floorplan
Open Parking
Private Entrance
Range
Refrigerator
Split Bedroom
Thermostat

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$1,409.47
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,065.84

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Disclaimer

Property ID - | 2165993

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore