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185 BANYAN BAY DRIVE, ST PETERSBURG, 33705

$645,000

3

Beds

2.5

Baths

2,230 ft2

Property Size

2004

Year Built

About The Property

Welcome to Banyan Bay a Gated ‘WORRY-FREE LIVING’ waterfront townhome community nestled just south of vibrant downtown St. Petersburg. Not affected by 2024 Hurricanes flooding. From the moment you enter through the elegant wrought-iron gates, you’re greeted by beautifully manicured grounds and mature landscaping that exude tranquility and pride of ownership. AMAZING HOA that provides peace-of-mind and a townhome that “LIVES LIKE A SINGLE FAMILY HOME”! Banyan Bay residents enjoy access to a heated community pool, and a private dock with 12 deeded boat slips (opportunities to rent from individual owners or purchase), a community day slip, and kayak and paddle board storage. This thoughtfully updated 3-bedroom, 2.5-bath features Luxury finishes throughout such as Quartz countertops, Porcelain sinks in all bathrooms, Luxury vinyl plank flooring (LVT) throughout, all IMPACT-RATED windows, doors and Garage Door, for storm safety and energy efficiency. Downstairs open-concept living/dining layout offers flexible arrangement options, tall ceilings, tall windows with Hunter Douglas PLANTATION shutters, a guest 1/2 bath and indoor laundry room. The CUSTOM designed kitchen offers Café appliances, DOUBLE electric range with APP-CONTROLLED, sealed MARBLE countertops, porcelain APRON sink with OFFSET drain, ISLAND with power and storage, large PANTRY closet, above-cabinet and under-cabinet LED lighting, Hunter Douglass MOTORIZED window shade. Coat closet with ample storage under staircase could be used for holiday and seasonal decor. Hurricane impact slider, with a motorized shade, leads out to the rear SCREENED porch and open-air extended patio, with room for your own grill, and framed by a privacy hedge providing a relaxing atmosphere for entertaining. Upstairs Comfort & Style is evident in the LOFT with a custom built-in niche providing additional storage. The stunning primary suite features a high COFFERED ceiling, a custom designed California Closet system featuring wall-to-wall VALET cabinetry, integrated make-up niche with dimmable lighting, and French doors leading to a private BALCONY. Spacious guest bedrooms and vaulted ceilings extend throughout the upper level, creating a bright and open ambiance. Additional SMART-HOME FEATURES & modern utilities include APP-CONTROLLED LG washer & dryer, NEST smoke detectors, GE whole-home water FILTRATION system with remote shutoff, APP-CONTROLLED RHEEM water heater (2020), HVAC system (2019) with UV antimicrobial light, OVERSIZED 2-Car Garage with MyQ SMART GARAGE opener on HURRICANE-RATED door, EPOXY floor, overhead storage and EV CHARGER-READY hookup (240v / 60-amp breaker). The comprehensive HOA includes ALL Exterior PAINT of the home and community (Community painted 2Q 2024), ROOF repairs & maintenance, INSURANCE flood and structures (owner only needs “walls in” coverage), WATER, 500 gig INTERNET, Spectrum CABLE, Common area LANDSCAPING, Irrigation, maintenance of the DOCK, POOL, Pool AMENITIES, GATE and the Private ROAD maintenance. LARGE DOG Friendly! Banyan Bay offers a rare blend of privacy, smart-living, and waterfront amenities—this Townhome is NOT in a flood zone and unaffected by recent storms. Within minutes from the Gulf beaches, and everything St. Petersburg has to offer. This is not just a home—it’s a lifestyle. Come see it for yourself.

Property Details

Property Id: 1427025
Price: $645,000
Property Size: 2,230 ft2
Property Lot Size: 0 ft2
Rooms: 6
Bedrooms: 3
Bathrooms: 2.5
ArchitecturalStyle: Mediterranean
AssociationAmenities: Gated
AssociationFee: 1124.55
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: Cable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Fidelity Bond, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Security, Sewer, Trash, Water
BathroomsFull: 2
BathroomsHalf: 1
BuildingAreaTotal: 2230
CommunityFeatures: Bay/Harbor Front, Boat Slip, Dock, Fishing, Water Access, Waterfront, Association Recreation - Owned, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Pool, Sidewalks
ConstructionMaterials: Block, Concrete, Wood Frame
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 1
DaysOnMarket: 1
DirectionFaces: East
Directions: From I-275 take the 54th Ave S exit. Go east on 54th Avenue South to the end. On 4th Street South turn Left. The Gated entrance to Banyan Bay will be immediately on the Right hand side of the street.
Fencing: Masonry
Flooring: Carpet, Laminate, Tile
Furnished: Partially
GarageSpaces: 2
GreenIndoorAirQuality: HVAC UV/Elec. Filtration
Heating: Central, Electric
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Bethsabe Bockman-Pedersen
ListOfficeName: SMITH & ASSOCIATES REAL ESTATE
ListingContractDate: 2026-07-08
ListingId: TB8527162
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Cul-De-Sac, City Lot, Near Public Transit, Sloped
LotSizeArea: 1525
LotSizeSquareFeet: 1525
LotSizeUnits: Square Feet
MLSAreaMajor: 33705 - St Pete
MlsStatus: Active
ModificationTimestamp: July 10, 2026 at 10:47am
OnMarketDate: 2026-07-09
OriginalListPrice: 645000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
PatioAndPorchFeatures: Patio, Rear Porch, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: July 9, 2026 at 08:31pm
PhotosCount: 46
PostalCode: 33705
Roof: Tile
SecurityFeatures: Closed Circuit Camera(s), Fire Sprinkler System, Gated Community, Security Gate, Smoke Detector(s)
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StreetName: BANYAN BAY
StreetNumber: 185
StreetSuffix: DRIVE
Utilities: Cable Available, Public, Street Lights
View: Garden
WaterBodyName: LITTLE BAYOU TO TAMPA BAY
WaterSource: Public
WaterfrontFeatures: Bay/Harbor Front, Waterfront
YearBuilt: 2004

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Balcony
Built-in Features
Ceiling Fan(s)
Coffered Ceiling(s)
Dishwasher
Disposal
Dryer
Eating Space In Kitchen
Has a View
Has Cooling System
Has Garage
Has Heating System
High Ceilings
Home Owners Association
Living Room/Dining Room Combo
Microwave
Open Floorplan
PrimaryBedroom Upstairs
Property Attached
Range
Refrigerator
Sidewalk
Sliding Doors
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-In Closet(s)
Washer
Water Filtration System
Water Purifier
Window Treatments

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$3,307.04
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,500.79

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Disclaimer

Property ID - | 1427025

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore