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1521 CUSTER BAYOU STREET, Ruskin, 33570

$364,000

4

Beds

2.5

Baths

2,445 ft2

Property Size

2016

Year Built

About The Property

1521 Custer Bayou Street, Ruskin, FL 33570 | 4 Beds | 2.5 Baths | 2,445 Sq Ft | 3.00% ASSUMABLE LOAN | Gated Bayridge | Community Pool + Playground | Solar Panels | Screened Lanai | 2-Car Garage | No CDD
A 3.00% assumable loan with approximately $164,000 remaining creates a standout opportunity at 1521 Custer Bayou Street Qualified buyers are welcome to pursue the assumption, subject to loan servicer approval.
Life at 1521 Custer Bayou Street is built around having more time to enjoy home. Start the morning on the covered front porch, spend an afternoon at the Bayridge community pool, and end the day on the screened rear lanai while the HOA handles the lawn and grounds maintenance. Inside, 2,445 heated square feet creates room to spread out across two levels, with open gathering spaces downstairs and a second living area upstairs.

The main level connects the kitchen, dining areas, and living room in an easy flow for everyday meals, game nights, or hosting friends. Upgraded luxury vinyl flooring installed in 2022 runs through the main living spaces, complemented by high ceilings and tray-ceiling details. The kitchen centers around a large island with stone counters, solid wood cabinetry, a closet pantry, and Samsung Bespoke refrigerator, range, microwave, and dishwasher installed in March 2023. The dining space includes a custom built-in dry bar with glass cabinets and a wine fridge. Sliding glass doors extend the living space to the screened rear porch and patio, keeping indoor and outdoor time connected. A flexible first-floor room near the powder bath adds useful space for changing needs.

Upstairs, the separate loft creates another place to relax away from the main living room. The primary suite has a walk-in closet and an en suite bath with dual sinks, stone counters, and a walk-in shower. A dedicated upstairs laundry room keeps daily routines close to the bedrooms.

The outdoor spaces give you multiple ways to enjoy Florida weather without leaving home. The attached 2-car garage adds parking and storage, while irrigation, rain gutters, and a private yard support day-to-day function.

Important updates add value where it matters. Solar panels were installed in July 2023, with the seller to pay the remaining solar financing balance at closing. A built-in dry bar was added to the dining area. The water heater was replaced in February 2023, and a reverse-osmosis system and whole-home water softener were added in July 2025. The seller reports the HVAC system as approximately one year old. Samsung Bespoke kitchen appliances were installed in March 2023.

Bayridge is a gated Ruskin community with a pool, playground, sidewalks, and private paved roads. The required $282/month HOA fee covers community pool care, grounds maintenance, manager services, private-road maintenance, and recreational facilities, giving you fewer exterior chores and more time to enjoy the neighborhood amenities. There is no CDD.

***** WHAT THE SELLER LOVES
The lifestyle here is easy to settle into: coffee on the front porch, afternoons at the community pool, evenings on the screened lanai, and a fenced yard ready for time outside. Inside, the upgraded flooring, Samsung Bespoke kitchen appliances, custom dining dry bar, solar panels, and whole-home water treatment make the home feel thoughtfully updated, while HOA-included lawn care means weekends can stay focused on enjoying the home instead of maintaining the yard.

Property Details

Property Id: 2380902
Price: $364,000
Property Size: 2,445 ft2
Property Lot Size: 0 ft2
Rooms: 13
Bedrooms: 4
Bathrooms: 2.5
ArchitecturalStyle: Contemporary, Florida, Traditional
AssociationAmenities: Gated, Maintenance, Playground, Pool, Recreation Facilities, Security
AssociationFee: 282
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Recreational Facilities
BathroomsFull: 2
BathroomsHalf: 1
BuildingAreaTotal: 3246
CommunityFeatures: Community Mailbox, Deed Restrictions, Gated Community - No Guard, Playground, Pool, Sidewalks
ConstructionMaterials: Block, Stucco, Wood Frame
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 23
DaysOnMarket: 23
DirectionFaces: West
Directions: From US-41: head east on 19th Ave NE, turn right onto 18th St NE, turn right onto Cabbage Key Dr, and turn right onto Custer Bayou St. From I-75: take Exit 240 for FL-674 W toward Ruskin, turn right onto 24th St NE, turn left onto 19th Ave NE, turn left onto 18th St NE, turn right onto Cabbage Key Dr, and turn right onto Custer Bayou St.
ElementarySchool: Cypress Creek-HB
Fencing: Fenced, Other
Flooring: Carpet, Ceramic Tile, Luxury Vinyl
Furnished: Unfurnished
GarageSpaces: 2
GreenEnergyEfficient: Appliances, HVAC, Water Heater
GreenEnergyGeneration: Solar
GreenIndoorAirQuality: HVAC Filter MERV 8+
GreenWaterConservation: Whole House Water Purification
Heating: Central, Electric
HighSchool: Lennard-HB
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Shawna Calvert
ListOfficeName: 27NORTH REALTY
ListTeamName: The Calvert Home Team
ListingContractDate: 2026-09-11
ListingId: TB8548307
ListingTerms: Cash, Conventional, FHA, VA Loan
LivingAreaSource: Owner
LivingAreaUnits: Square Feet
LotFeatures: In County, Landscaped, Level, Sidewalk
LotSizeArea: 5480
LotSizeSquareFeet: 5480
LotSizeUnits: Square Feet
MLSAreaMajor: 33570 - Ruskin/Apollo Beach
MiddleOrJuniorSchool: Shields-HB
MlsStatus: Active
ModificationTimestamp: 2026-10-08T13:27:31.723Z
OnMarketDate: 2026-09-15
OriginalListPrice: 365000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Driveway, Garage Door Opener, Ground Level, Off Street
PatioAndPorchFeatures: Covered, Front Porch, Patio, Porch, Rear Porch, Screened
PetsAllowed: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
PhotosChangeTimestamp: 2026-09-15T19:45:10.228Z
PhotosCount: 91
PropertyCondition: Completed
Roof: Shingle
SecurityFeatures: Gated Community, Smoke Detector(s)
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: CUSTER BAYOU
StreetNumber: 1521
StreetSuffix: STREET
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected
View: Trees/Woods
WaterSource: Public
YearBuilt: 2016
Zoning: PD

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Dishwasher
Disposal
Eating Space In Kitchen
Electric Water Heater
Has a View
Has Cooling System
Has Garage
Has Heating System
High Ceilings
Home Owners Association
Irrigation System
Kitchen/Family Room Combo
Lighting
Living Room/Dining Room Combo
Microwave
Open Floorplan
Open Parking
PrimaryBedroom Upstairs
Private Yard
Rain Gutters
Range
Range Hood
Refrigerator
Sidewalk
Sliding Doors
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-In Closet(s)
Water Softener
Window Treatments
Wine Refrigerator

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$1,866.30
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,411.30

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Disclaimer

Property ID - | 2380902

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore