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12816 HARBORWOOD DRIVE, LARGO, 33774

$2,450,000

4

Beds

4.5

Baths

4,234 ft2

Property Size

1987

Year Built

About The Property

Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America.

Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony.

Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings.

Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15’ x 30’ pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal.

Kensington Oaks is one of the area’s desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida’s finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach.

This is more than a home—it’s a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle.

Property Details

Property Id: 1875261
Price: $2,450,000
Property Size: 4,234 ft2
Property Lot Size: 1 ft2
Rooms: 15
Bedrooms: 4
Bathrooms: 4.5
ArchitecturalStyle: Cape Cod, Coastal
AssociationFee: 850
AssociationFeeFrequency: Annually
AssociationFeeIncludes: Manager
BathroomsFull: 4
BathroomsHalf: 1
BuildingAreaTotal: 5852
CommunityFeatures: Deed Restrictions
ConstructionMaterials: Block, Brick
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 2
DaysOnMarket: 2
DirectionFaces: Southeast
Directions: INDIAN ROCKS RD S TO W ON KENSINGTON OAKS PL TO N ON HARBORWOOD DR
Fencing: Chain Link
FireplaceFeatures: Family Room, Living Room, Wood Burning
Flooring: Carpet, Tile, Travertine, Hardwood
Furnished: Negotiable
GarageSpaces: 2
Heating: Central, Electric
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Mike Sanders
ListOfficeName: HOMES BY SANDERS REALTY
ListingContractDate: 2026-07-30
ListingId: TB8533580
ListingTerms: Cash, Conventional
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Cleared, Conservation Area, Flood Insurance Required, FloodZone, Landscaped, Oversized Lot, Sidewalk, Sloped
LotSizeArea: 1.3082
LotSizeSquareFeet: 56985
LotSizeUnits: Acres
MLSAreaMajor: 33774 - Largo
MlsStatus: Active
ModificationTimestamp: August 1, 2026 at 10:50am
OnMarketDate: 2026-07-30
OriginalListPrice: 2450000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Garage Door Opener, Oversized
PatioAndPorchFeatures: Covered, Rear Porch, Screened
PetsAllowed: Yes
PhotosChangeTimestamp: July 30, 2026 at 08:08pm
PhotosCount: 70
PoolFeatures: Auto Cleaner, Gunite, In Ground, Lighting, Outside Bath Access, Pool Sweep
PostalCode: 33774
PropertyCondition: Completed
Roof: Shingle
SecurityFeatures: Closed Circuit Camera(s), Security System, Smoke Detector(s)
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: HARBORWOOD
StreetNumber: 12816
StreetSuffix: DRIVE
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
View: Trees/Woods, Water
WaterBodyName: GULF OF AMERICA INTRACOASTAL
WaterSource: Public
WaterfrontFeatures: Intracoastal Waterway
YearBuilt: 1987
Zoning: RES

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Bar Fridge
Cathedral Ceiling(s)
Ceiling Fan(s)
Dishwasher
Disposal
Dryer
Eating Space In Kitchen
Has a View
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Pool
Has Waterfront
High Ceilings
Home Owners Association
Irrigation System
Kitchen/Family Room Combo
Microwave
Outdoor Grill
Primary Bedroom Main Floor
Private Yard
Range
Range Hood
Refrigerator
Sidewalk
Solid Wood Cabinets
Stone Counters
Walk-In Closet(s)
Washer
Window Treatments
Wine Refrigerator

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$12,561.63
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 9,499.13

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Disclaimer

Property ID - | 1875261

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore