Skip to main content

1109 CHARLES STREET, CLEARWATER, 33755

$899,000

3

Beds

3

Baths

1,833 ft2

Property Size

1936

Year Built

About The Property

One or more photo(s) has been virtually staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County’s most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph’s Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find.
Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities.
Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and “Old Florida” charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting.
The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round.
Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin’s acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision—whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell!

Property Details

Property Id: 579975
Price: $899,000
Property Size: 1,833 ft2
Property Lot Size: 0 ft2
Rooms: 5
Bedrooms: 3
Bathrooms: 3
ArchitecturalStyle: Coastal, Contemporary, Craftsman
BathroomsFull: 3
BuildingAreaTotal: 1833
ConstructionMaterials: HardiPlank Type, Wood Frame
Cooling: Central Air, Mini-Split Unit(s)
CoveredSpaces: 2
CumulativeDaysOnMarket: 139
DaysOnMarket: 139
DirectionFaces: East
Directions: Head west on Main Street Dunedin. Turn left on Edgewater Drive. Turn left on Charles Street. Property is on your right hand side.
Flooring: Tile
Furnished: Unfurnished
GarageSpaces: 2
Heating: Central, Electric
InternetAddressDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Closet
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Elena Kapetaneas
ListOfficeName: CHARLES RUTENBERG REALTY INC
ListingContractDate: 2026-03-16
ListingId: TB8489075
ListingTerms: Cash, Conventional, FHA, Owner May Carry, VA Loan
LivingAreaSource: Appraiser
LivingAreaUnits: Square Feet
LotFeatures: Oversized Lot
LotSizeArea: 11953
LotSizeDimensions: 90 x 133
LotSizeSquareFeet: 11953
LotSizeUnits: Square Feet
MLSAreaMajor: 33755 - Clearwater
MlsStatus: Active
ModificationTimestamp: August 8, 2026 at 07:35pm
OnMarketDate: 2026-03-22
OriginalListPrice: 999000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Driveway, Parking Pad
PatioAndPorchFeatures: Deck, Porch
PhotosChangeTimestamp: March 23, 2026 at 09:53pm
PhotosCount: 72
PoolFeatures: Child Safety Fence, Gunite, In Ground
PostalCode: 33755
Roof: Metal
SecurityFeatures: Smoke Detector(s)
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: CHARLES
StreetNumber: 1109
StreetSuffix: STREET
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Street Lights, Water Connected
View: Pool
WaterSource: Public
YearBuilt: 1936

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Has a View
Has Cooling System
Has Garage
Has Heating System
Has Pool
High Ceilings
Kitchen/Family Room Combo
Lighting
Open Parking
PrimaryBedroom Upstairs
Private Mailbox
Rain Gutters
Range
Range Hood
Stone Counters
Tankless Water Heater
Thermostat
Vaulted Ceiling(s)
Walk-In Closet(s)

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$4,609.35
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 3,485.60

Image Gallery

Similar Listings

Similar Listings

Residential
Active

780 ELDORADO AVENUE, CLEARWATER, 33767

Beds :
5
Baths :
5
Size :
4,294 ft2
$6,700,000
Residential
Active

1038 ELDORADO AVENUE, CLEARWATER, 33767

Beds :
3
Baths :
2.5
Size :
2,062 ft2
$3,900,000
Residential
Active

403 MAGNOLIA DRIVE, CLEARWATER, 33756

Beds :
7
Baths :
7.5
Size :
7,223 ft2
$3,000,000
Residential
Active

1020 SUNSET POINT ROAD UNIT 609, CLEARWATER,...

Beds :
3
Baths :
3.5
Size :
2,572 ft2
$2,995,500

Disclaimer

Property ID - | 579975

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

Compare Listings

Selinda Moore