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106 STEVEN STREET, RUSKIN, 33570

$499,900

3

Beds

2

Baths

1,580 ft2

Property Size

1965

Year Built

About The Property

Now $499,990

This is Tampa Bay waterfront living at its finest — move-in ready, meticulously upgraded, and just dropped $50,000 in price. Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you’ve been searching for — and the serious infrastructure to back it up.

Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances — equally suited for quiet mornings with a bay view or entertaining after a day on the water.

Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water’s edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed — easily converted to a private home office — adds flexibility for however you choose to live. A spacious carport completes the picture.

Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects.

Property Details

Property Id: 212165
Price: $499,900
Property Size: 1,580 ft2
Property Lot Size: 0 ft2
Rooms: 6
Bedrooms: 3
Bathrooms: 2
BathroomsFull: 2
BuildingAreaTotal: 1780
CarportSpaces: 1
ConstructionMaterials: Block
Cooling: Central Air
CoveredSpaces: 1
CumulativeDaysOnMarket: 101
DaysOnMarket: 101
DirectionFaces: East
Directions: Shellpoint to Steven St. Home is on the right
ElementarySchool: Thompson Elementary
Flooring: Ceramic Tile, Terrazzo
Furnished: Unfurnished
Heating: Central, Electric, Heat Pump
HighSchool: Lennard-HB
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside, Laundry Room
Levels: One
ListAOR: Suncoast Tampa
ListAgentFullName: Cody Powell
ListOfficeName: POWELL REALTY
ListingContractDate: 2026-04-24
ListingId: TB8501771
ListingTerms: Cash, Conventional, VA Loan
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: FloodZone, Near Marina, Street Dead-End
LotSizeArea: 9100
LotSizeDimensions: 65 x 140
LotSizeSquareFeet: 9100
LotSizeUnits: Square Feet
MLSAreaMajor: 33570 - Ruskin/Apollo Beach
MiddleOrJuniorSchool: Shields-HB
MlsStatus: Active
ModificationTimestamp: August 4, 2026 at 09:11pm
OnMarketDate: 2026-04-25
OriginalListPrice: 599900
OriginatingSystemName: Stellar MLS
OtherStructures: Shed(s), Storage, Workshop
Ownership: Fee Simple
ParkingFeatures: Boat, Covered, Driveway, Golf Cart Parking, Guest, Oversized, RV Parking
PhotosChangeTimestamp: April 25, 2026 at 01:17pm
PhotosCount: 38
PostalCode: 33570
Roof: Metal
SecurityFeatures: Closed Circuit Camera(s), Security Fencing/Lighting/Alarms, Smoke Detector(s)
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 1
StreetName: STEVEN
StreetNumber: 106
StreetSuffix: STREET
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected
View: Water
WaterSource: Public
WaterfrontFeatures: Canal - Saltwater
YearBuilt: 1965
Zoning: RSC-6

Amenities and Features

Other Features
1
Built-In Oven
Ceiling Fan(s)
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Has a View
Has Cooling System
Has Heating System
Has Waterfront
Ice Maker
Irrigation System
Lighting
Microwave
Open Floorplan
Open Parking
Private Mailbox
Range
Refrigerator
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Storage
Thermostat
Washer
Water Softener
Window Treatments

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$2,563.09
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,938.21

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Disclaimer

Property ID - | 212165

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore