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104 KLOSTERMAN ROAD W, Palm Harbor, 34683

$1,850,000

4

Beds

2.5

Baths

3,542 ft2

Property Size

1973

Year Built

About The Property

Discover the ultimate Florida waterfront lifestyle in this stunning coastal retreat, perfectly suited as a private residence, vacation getaway, or high-performing rental investment. With spectacular St Joseph Sound and Gulf views from nearly every room, this exceptional home captures the beauty of its surroundings while offering the comfort, privacy, and amenities you’ve been looking for.

Nestled at the end of a quiet cul-de-sac, this property offers direct deep-water Gulf access from your private dock, making it ideal for boating, sailing, fishing, and exploring the pristine islands and waterways nearby. The waterfront has been thoughtfully enhanced with a new dock in 2024 and boat lift in 2025, creating an exceptional setup for enjoying life on the water.

The home has also been thoughtfully updated with numerous recent improvements, including:

New kitchen and appliances — 2024
New water heater — 2024
New pool pump — 2024
New dock — 2024
New boat 10,000 lb lift — 2025
New washer and dryer — 2025
Roof — 2018 (upper roof) / 2005 (lower roof)
Outside, low-maintenance landscaping allows you to spend more time enjoying the spectacular Florida setting. A serene private pool creates your own secluded oasis, tucked away from neighboring views and perfect for relaxing in the sunshine or unwinding after a day on the water.

Inside, the main living level showcases an inviting open-concept design created to maximize the incredible water views. Elegant finishes and designer touches complement the space, including solid wood cabinetry, quartz countertops, and a beautiful bar area—perfect for entertaining family and friends.

The spacious main level also features ample storage, a stylish powder room, a laundry/utility room, and a garage, providing both functionality and convenience.

Upstairs, you’ll find four generously sized bedrooms and two beautifully appointed bathrooms, each featuring double vanities. Step outside onto the expansive upper deck and enjoy refreshing Gulf breezes, breathtaking sunsets, and uninterrupted waterfront vistas.

Whether you’re looking for a private coastal sanctuary, a second home, or an investment property with strong vacation-rental appeal, this exceptional Gulf-access residence offers an opportunity to embrace the best of Florida waterfront living.

Properties offering this combination of deep-water access, Gulf views, private dockage, pool, and recent updates are highly sought after. Don’t miss your opportunity to make this extraordinary coastal retreat your own.

Property Details

Property Id: 2789357
Price: $1,850,000
Property Size: 3,542 ft2
Property Lot Size: 0 ft2
Rooms: 4
Bedrooms: 4
Bathrooms: 2.5
ArchitecturalStyle: Florida
AssociationFeeFrequency: Annually
BathroomsFull: 2
BathroomsHalf: 1
BuildingAreaTotal: 4517
CommunityFeatures: Community Boat Ramp, Water Access, Clubhouse, Golf Carts OK, Playground
ConstructionMaterials: Block, Stucco, Wood Frame
Cooling: Central Air
CoveredSpaces: 2
CumulativeDaysOnMarket: 3
DaysOnMarket: 3
DirectionFaces: North
Directions: Alternate 19 N/S to West on Klosterman Road to address
Fencing: Vinyl
FireplaceFeatures: Wood Burning
Flooring: Carpet, Luxury Vinyl
Furnished: Negotiable
GarageSpaces: 2
Heating: Central
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
LaundryFeatures: Inside
Levels: Two
ListAOR: Suncoast Tampa
ListAgentFullName: Matt Brown
ListOfficeName: CHARLES RUTENBERG REALTY INC
ListingContractDate: 2026-10-16
ListingId: TB8555060
ListingTerms: Cash, Conventional, Owner May Carry
LivingAreaSource: Public Records
LivingAreaUnits: Square Feet
LotFeatures: Cul-De-Sac, FloodZone, Landscaped, Unincorporated
LotSizeArea: 8664
LotSizeDimensions: 64 x 129
LotSizeSquareFeet: 8664
LotSizeUnits: Square Feet
MLSAreaMajor: 34683 - Palm Harbor
MlsStatus: Active
ModificationTimestamp: 2026-10-19T13:50:41.477Z
OnMarketDate: 2026-10-16
OriginalListPrice: 1850000
OriginatingSystemName: Stellar MLS
Ownership: Fee Simple
ParkingFeatures: Garage Faces Side
PatioAndPorchFeatures: Deck, Patio, Porch
PetsAllowed: Yes
PhotosChangeTimestamp: 2026-10-16T18:45:24.878Z
PhotosCount: 58
PoolFeatures: In Ground
Roof: Shingle
Sewer: Public Sewer
SpecialListingConditions: None
StateOrProvince: FL
StoriesTotal: 2
StreetName: KLOSTERMAN
StreetNumber: 104
StreetSuffix: ROAD
Utilities: Electricity Connected, Natural Gas Available, Public, Sewer Connected
View: Water
WaterSource: Public
WaterfrontFeatures: Gulf/Ocean
YearBuilt: 1973
Zoning: R-3

Amenities and Features

Outdoor Details
Garage Attached
Other Features
1
Ceiling Fan(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
French Doors
Has a View
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Pool
Has Waterfront
Home Owners Association
Microwave
Open Floorplan
PrimaryBedroom Upstairs
Rain Gutters
Range
Refrigerator
Sliding Doors
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-In Closet(s)
Washer
Wine Refrigerator

Map Location

Property Map

Mortgage Calculator

Payment Calculator

$9,485.32
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 7,172.82

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Disclaimer

Property ID - | 2789357

All listings featuring the Stellar MLS logo are provided by My Florida Regional MLS DBA Stellar MLS. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved.

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Selinda Moore